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109 Stephen Dr, Georgetown, KY 40324 Property Records

Scott County property record for 109 Stephen Dr, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,817 sqft · built 2017
Lot Size0.169 acres (7,357 sqft)
Owner2 Individual Names on Record
Last Sale$299,900 (Nov 2020)
Tax Bill$2,990 (2025)
Deeds & MortgagesJan 2021 Line of Credit
Nov 2020 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN207-30-022.017

Property Details

APN / Parcel Number

Primary APN207-30-022.017

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,817 sqft Living Area

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Lot Area7,357 sqft (0.169 acres)

Location & Zoning

Street Address109 STEPHEN DR
CityGEORGETOWN
StateKY
Zip40324-8058
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLEASANT VALLEY
Legal SubdivisionPLEASANT VALLEY
Legal BlockH
Legal Lot Number17
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group1
Census Block1053
Census Tract40303

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address109 STEPHEN DR, GEORGETOWN, KY 40324-8058
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2021Deed of Trust, Mortgage · Line of Credit
UNIVERSITY OF KENTUCKY FCU
Nov 6, 2020Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCE SERVICES LLC
Apr 30, 2018Deed, Transfer · Conventional Mortgage
PEOPLES EXCHANGE BANK
Apr 17, 2017Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 18, 2017Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 2020 · Amount on Record
Deed SaleNov 6, 2020 · Amount on Record
Prior SaleApr 30, 2018 · Amount on Record
Deed Document Number2020423945
Deed Book / Page419 / 258
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address109 STEPHEN DR, GEORGETOWN, KY 40324-8058
Transaction TypeMortgage
Record UpdatedMar 7, 2023
Title CompanyHIGH STREET TITLE COMPANY, HIGH STREET TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M1576/20
DateJan 28, 2021
Book PageM1576/20
Instrument427419
Lender
NameUNIVERSITY OF KENTUCKY FCU
TypeCredit Union
Address4509
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 27, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateNov 6, 2020
Property Address109 STEPHEN DR, GEORGETOWN, KY 40324-8058
Document Number00D419/258
Book / PageD419 / 258
Map ReferenceCAB 11 SL 327
Instrument DateOct 29, 2020
Instrument423945
Transaction TypeTransfer
Record UpdatedMar 7, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address107 WATER MARQ PATH APT 1038, 1038, GEORGETOWN, KY 40324-8315

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 STEPHEN DR, GEORGETOWN, KY 40324-8058

Mortgage

Document Number0000423946
DateNov 6, 2020
Instrument423946
Lender
NameARK-LA-TEX FINANCE SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

April 2018: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateApr 30, 2018
Property Address109 STEPHEN DR, GEORGETOWN, KY 40324-8058
Document Number00D397/061
Book / PageD397 / 061
Map ReferenceCAB11 SL327
Instrument DateApr 30, 2018
Transaction TypeTransfer
Record UpdatedMar 7, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$255.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address525 DARBY CREEK RD # RD34, RD34, LEXINGTON, KY 40509-1603

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address109 STEPHEN DR, GEORGETOWN, KY 40324-8058

Mortgage

Document Number0000385971
DateApr 30, 2018
Instrument385971
Lender
NamePEOPLES EXCHANGE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

April 2017: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateApr 17, 2017
Property Address109 STEPHEN DR, GEORGETOWN, KY 40324-8058
Document Number00D386/293
Book / PageD386 / 293
Map ReferenceCAB9 SL204
Instrument DateApr 13, 2017
Instrument367877
Transaction TypeTransfer
Record UpdatedMar 7, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$181.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address104 BLUE BILL CT, GEORGETOWN, KY 40324-9223

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 SAWMILL CT, ROCHESTER, IL 62563-6057

January 2017: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateJan 18, 2017
Property Address109 STEPHEN DR, GEORGETOWN, KY 40324-8058
Document Number00D384/233
Book / PageD384 / 233
Map ReferenceCAB11 SL327
Instrument DateJan 18, 2017
Instrument364379
Transaction TypeTransfer
Record UpdatedMar 7, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1020 W MAIN ST, LEXINGTON, KY 40508-2012

Transferred To (Grantee/Buyer)

NameVerified Name
Address525 DARBY CREEK RD # 34, 34, LEXINGTON, KY 40509-1603
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$335,700 (-)$335,700 (-)
2025$2,990.00 (+8.37%)$335,700 (+10.28%)$335,700 (+10.28%)
2023$2,759.00 (+6.07%)$304,400 (+1.5%) Land $45,000 Building $259,400$304,400 (+1.5%) Land $45,000 Building $259,400
2022$2,601.00$299,900 Land $43,000 Building $256,900$299,900 Land $43,000 Building $256,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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