Scott County property record for 105 Stephen Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,007 sqft · built 2016 |
| Lot Size | 0.152 acres (6,639 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,570 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Nov 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 207-30-022.015 |
| Primary APN | 207-30-022.015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,007 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Lot Area | 6,639 sqft (0.152 acres) |
| Street Address | 105 STEPHEN DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLEASANT VALLEY |
| Legal Subdivision | PLEASANT VALLEY |
| Legal Block | H |
| Legal Lot Number | 15 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 40303 |
Source: Scott County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 105 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2021 | Intrafamily Transfer, Transfer · VA Mortgage AMERISAVE MORTGAGE CORP |
| Nov 22, 2019 | Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 11, 2018 | Deed, Transfer · Conventional Mortgage HOMESERVICES LENDING LLC SERIES A |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2021 |
| Deed Sale | May 14, 2021 |
| Prior Sale | Nov 22, 2019 · Amount on Record |
| Deed Document Number | 2021435610 |
| Deed Book / Page | 424 / 68 |
| Prior Transfer Date | May 6, 2021 |
| Prior Transfer Doc | D424/68 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | May 14, 2021 |
| Property Address | 105 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | D424/68 |
| Book / Page | D424 / 68 |
| Map Reference | CAB 11 SL 327 |
| Instrument Date | May 6, 2021 |
| Instrument | 435610 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | NOT AVAILABLE, SOLIDIFI |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 105 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | 435611 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 435611 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Nov 22, 2019 |
| Property Address | 105 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | D410/462 |
| Book / Page | D410 / 462 |
| Map Reference | CAB 11 SL 327 |
| Instrument Date | Nov 21, 2019 |
| Instrument | 408682 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13147 TRUMPET DR, 13147, MADISON, AL 35756-3666 |
| Name | Verified Name |
|---|---|
| Address | 105 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | 408683 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 408683 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Sep 11, 2018 |
| Property Address | 105 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | D400/228 |
| Book / Page | D400 / 228 |
| Map Reference | CAB11 SL327 |
| Instrument Date | Sep 5, 2018 |
| Instrument | 391900 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | ABSOLUTE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $218.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 525 DARBY CREEK RD # RD34, 525, LEXINGTON, KY 40509-1603 |
| Name | Verified Name |
|---|---|
| Address | 105 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | 391901 |
|---|---|
| Date | Sep 11, 2018 |
| Instrument | 391901 |
| Name | HOMESERVICES LENDING LLC SERIES A |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,570.00 (+7.67%) | $288,600 (+9.61%) | $288,600 (+9.61%) |
| 2023 | $2,387.00 (+16.55%) | $263,300 (+11.52%) Land $45,000 Building $218,300 | $263,300 (+11.52%) Land $45,000 Building $218,300 |
| 2022 | $2,048.00 | $236,100 Land $42,000 Building $194,100 | $236,100 Land $42,000 Building $194,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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