109 Stephanie Ln, Austin, TX 78738 Property Records

Travis County property record for 109 Stephanie Ln, Austin, TX 78738

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,929 sqft · built 2019
Lot Size	1.01 acres (44,126 sqft)
Owner	Trust Name on Record
Tax Bill	$27,981 (2024)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0127800234`

Property Details

APN / Parcel Number

Primary APN	`0127800234`
Alternative APNs	`01278002340000` `754719`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,929 sqft Living Area
Gross Area	4,835 sqft
1st Floor Area	3,929 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	44,126 sqft (1.01 acres)
Garage Type	Attached
Garage Area	874 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	839 sqft
Storage Building	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	754719
Old Parcel Number	01278002340000
Street Address	109 STEPHANIE LN
City	AUSTIN
State	TX
Zip	78738-1770
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 CREEKSIDE AT FLINT ROCK SUBD
Legal Subdivision	CREEKSIDE AT FLINT ROCK SUBD
Legal Lot Number	20
Jurisdiction	TRAVIS TX
Township / Civil Division	SOUTHWEST TRAVIS
Census Block Group	1
Census Block	1009
Census Tract	37000

Owner

Source: Travis County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	109 STEPHANIE LN, AUSTIN, TX 78738-1770
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 9, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Dec 1, 2019	Deed of Trust, Mortgage · Line of Credit WILLIAM A OWENS
Mar 1, 2017	Warranty Deed, Foreclosure INDEPENDENCE TITLE

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 3, 2020
Deed Sale	Sep 3, 2020
Prior Sale	Mar 1, 2017
Deed Document Number	2020160984
Record Updated	Jun 8, 2026

September 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Sep 3, 2020
Property Address	109 STEPHANIE LN, AUSTIN, TX 78738-1770
Document Number	0000160984
Map Reference	FILE 200700117
Instrument Date	Aug 14, 2020
Instrument	2020160984
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 11, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 340745, AUSTIN, TX 78734-0013

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	109 STEPHANIE LN, AUSTIN, TX 78738-1770

Mortgage

Document Number	0000160985
Date	Sep 3, 2020
Instrument	2020160985

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRAVIS TX
Recording Date	Dec 9, 2019
Property Address	109 STEPHANIE LN, AUSTIN, TX 78738-1770
Document Number	0000192967
Instrument Date	Dec 9, 2019
Instrument	192967
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4101 NOON DAY CV SPICEWOOD TX 786696145, SPICEWOOD, TX 78669-6145

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	109 STEPHANIE LN, AUSTIN, TX 78738-1770
Document Number	0000079299
Instrument Date	Dec 1, 2019
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 340745 AUSTIN TX 787340013, AUSTIN, TX 78734-0013

Mortgage

Document Number	0000079299
Date	May 18, 2020
Instrument	79299

Lender

Name	WILLIAM A OWENS
Address	2573 CURRIERS PL, MANASQUAN, NJ 08736-2237

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 17, 2021

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	TRAVIS TX
Recording Date	Mar 1, 2017
Property Address	109 STEPHANIE LN, AUSTIN, TX 78738-1770
Document Number	0000033993
Instrument Date	Feb 28, 2017
Instrument	33993
Transaction Type	Foreclosure
Record Updated	Mar 15, 2017
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 340745 AUSTIN TX 787340013, AUSTIN, TX 78734-0013

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Lakeway City
County	Travis County
Unified School District	Lake Travis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,552,748 (-38.51%) Land $504,130 Building $1,048,618	$1,552,748 (-38.51%) Land $504,130 Building $1,048,618
2024	$27,981.00 (+14.86%)
2023		$2,525,382 Land $103,957 Building $2,421,425	$2,525,382 Land $103,957 Building $2,421,425
2022	$24,361.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAVIS COUNTY WCID 17 serves 45,165 people · EPA ID TX2270027
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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