104 Stephanie Ln, Austin, TX 78738 Property Records

Travis County property record for 104 Stephanie Ln, Austin, TX 78738

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,306 sqft · built 2020
Lot Size	1.05 acres (45,912 sqft)
Owner	Individual Name on File
Tax Bill	$37,095 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0127800228`

Property Details

APN / Parcel Number

Primary APN	`0127800228`
Alternative APNs	`01278002280000` `754713`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,306 sqft Living Area
1st Floor Area	3,115 sqft
2nd Floor Area	1,191 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	45,912 sqft (1.05 acres)
Garage Type	Attached
Garage Area	877 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	754713
Old Parcel Number	01278002280000
Street Address	104 STEPHANIE LN
City	AUSTIN
State	TX
Zip	78738-1770
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 CREEKSIDE AT FLINT ROCK SUBD
Legal Subdivision	CREEKSIDE AT FLINT ROCK SUBD
Legal Lot Number	14
Jurisdiction	TRAVIS TX
Township / Civil Division	SOUTHWEST TRAVIS
Census Block Group	1
Census Block	1009
Census Tract	37000

Owner

104 Stephanie Ln is owned and occupied by an individual who acquired it in July 2024.

Source: Travis County records, as of November 3, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	104 STEPHANIE LN, AUSTIN, TX 78738-1770
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage US BANK NA
Dec 9, 2019	Warranty Deed, Transfer ATTORNEY ONLY
May 18, 2020	Deed of Trust, Construction Loan · Line of Credit WILLIAM A OWENS
Mar 1, 2017	Warranty Deed, Transfer INDEPENDENCE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2024
Deed Sale	Jul 22, 2024
Prior Sale	Oct 28, 2020
Deed Document Number	2024080117
Record Updated	Jun 8, 2026

October 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Oct 28, 2020
Property Address	104 STEPHANIE LN, AUSTIN, TX 78738-1770
Document Number	0000205567
Map Reference	DOC 200700117
Instrument Date	Oct 22, 2020
Instrument	2020205567
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 11, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5216 LOS ADORNOS WAY, 5216, LOS ANGELES, CA 90027-1719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 STEPHANIE LN, AUSTIN, TX 78738-1770

Mortgage

Document Number	0000205568
Date	Oct 28, 2020
Instrument	2020205568

Lender

Name	US BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.37%
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	7.37%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRAVIS TX
Recording Date	Dec 9, 2019
Property Address	104 STEPHANIE LN, AUSTIN, TX 78738-1770
Document Number	0000192967
Instrument Date	Dec 9, 2019
Instrument	192967
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4101 NOON DAY CV SPICEWOOD TX 786696145, SPICEWOOD, TX 78669-6145

May 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Recording Date	May 18, 2020
Property Address	104 STEPHANIE LN, AUSTIN, TX 78738-1770
Document Number	0000079298
Instrument Date	Dec 1, 2019
Instrument	79298
Transaction Type	Construction Loan
Record Updated	Jun 5, 2020
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 340745 AUSTIN TX 787340013, AUSTIN, TX 78734-0013

Mortgage

Document Number	0000079298
Date	May 18, 2020
Instrument	79298

Lender

Name	WILLIAM A OWENS
Address	2573 CURRIERS PL, MANASQUAN, NJ 08736-2237

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 17, 2021

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRAVIS TX
Recording Date	Mar 1, 2017
Property Address	104 STEPHANIE LN, AUSTIN, TX 78738-1770
Document Number	0000033998
Instrument Date	Feb 28, 2017
Instrument	33998
Transaction Type	Transfer
Record Updated	Mar 15, 2017
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 340745 AUSTIN TX 787340013, AUSTIN, TX 78734-0013

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Lakeway City
County	Travis County
Unified School District	Lake Travis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,618,952 Land $520,138 Building $1,098,814	$1,618,952 Land $520,138 Building $1,098,814
2024	$37,095.00
2023		$2,112,500 Land $107,921 Building $2,004,579	$2,112,500 Land $107,921 Building $2,004,579
2022	$43,363.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Stephanie Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Stephanie Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAVIS COUNTY WCID 17 serves 45,165 people · EPA ID TX2270027
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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