Crawford County property record for 109 State St, Grayling, MI 49738
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 798 sqft · built 1906 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $88,000 (Jan 2026) |
| Tax Bill | $982 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-190-001-001-00 |
| Primary APN | 070-190-001-001-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 798 sqft Living Area |
| 1st Floor Area | 642 sqft |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Architectural Style | Custom Design |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 109 STATE ST |
|---|---|
| City | GRAYLING |
| State | MI |
| Zip | 49738-1833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | LOT 1, BLOCK 1, MADSENS ADDITION TO THE VILLAGE (NOW CITY) OF GRAYLING |
| Legal Subdivision | MADSENS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | CRAWFORD MI |
| Township / Civil Division | GRAYLING |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 960300 |
Source: Crawford County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1978 E OAK CT, LUZERNE, MI 48636-9786 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Dec 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Dec 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Jan 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Mar 24, 2017 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2026 · Amount on Record |
| Deed Sale | Jan 23, 2026 · Amount on Record |
| Prior Sale | Mar 24, 2017 · Amount on Record |
| Deed Book / Page | 837 / 936 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAWFORD MI |
| Property Address | 109 STATE ST, GRAYLING, MI 49738-1833 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 109 STATE ST, GRAYLING, MI 49738-1833 |
| Document Number | 0000000770/0000000110 |
|---|---|
| Date | Dec 6, 2021 |
| Book Page | 0000000770/0000000110 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAWFORD MI |
| Property Address | 109 STATE ST, GRAYLING, MI 49738-1833 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 109 STATE ST, GRAYLING, MI 49738-1833 |
| Document Number | 0000000770/0000000110 |
|---|---|
| Date | Dec 6, 2021 |
| Book Page | 0000000770/0000000110 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAWFORD MI |
| Property Address | 109 STATE ST, GRAYLING, MI 49738-1833 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 109 STATE ST, GRAYLING, MI 49738-1833 |
| Document Number | 0000000770/0000000110 |
|---|---|
| Date | Dec 6, 2021 |
| Book Page | 0000000770/0000000110 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAWFORD MI |
| Recording Date | Jan 23, 2026 |
| Property Address | 109 STATE ST, GRAYLING, MI 49738-1833 |
| Document Number | 000837/936 |
| Book / Page | 837 / 936 |
| Instrument Date | Jan 21, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | TRANSNATION TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7.57 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1978 E OAK CT, LUZERNE, MI 48636-9786 |
| Document Number | 0000837939 |
|---|---|
| Date | Jan 23, 2026 |
| Instrument | 837/939 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAWFORD MI |
| Recording Date | Mar 24, 2017 |
| Property Address | 109 STATE ST, GRAYLING, MI 49738-1833 |
| Document Number | 730/515 |
| Book / Page | 730 / 515 |
| Instrument Date | Mar 21, 2017 |
| Instrument | R0064777 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 688 TRL WY RD, 688, LUZERNE, MI |
| Name | Verified Name |
|---|---|
| Address | 109 STATE ST, GRAYLING, MI 49738-1833 |
| Document Number | 000730/516 |
|---|---|
| Date | Mar 24, 2017 |
| Book Page | 730/516 |
| Instrument | R0064778 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: Crawford County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Crawford County |
| Municipality | Grayling City |
| Unified School District | Crawford AuSable Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,400 (+12.69%) Land $2,100 Building $34,300 | $72,800 (+12.69%) Land $4,200 Building $68,600 | |
| 2025 | $982.00 (+1.76%) Homeowner's exemption | $32,300 (+21.89%) Land $2,100 Building $30,200 | $64,600 (+21.89%) Land $4,200 Building $60,400 |
| 2024 | $965.00 (+6.75%) | ||
| 2023 | $26,500 Land $2,100 Building $24,400 | $53,000 Land $4,200 Building $48,800 | |
| 2022 | $904.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GRAYLING serves 1,884 people · EPA ID MI0002840 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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