Crawford County property record for 205 State St, Grayling, MI 49738
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,443 sqft |
| Lot Size | 0.215 acres (9,387 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Dec 2021) |
| Tax Bill | $2,247 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2025 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-131-004-006-02 |
| Primary APN | 070-131-004-006-02 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,443 sqft Living Area |
| 1st Floor Area | 1,443 sqft |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 9,387 sqft (0.215 acres) |
| Lot Dimensions | 148 ft deep x 63 ft wide |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 205 STATE ST |
|---|---|
| City | GRAYLING |
| State | MI |
| Zip | 49738-1835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | THE N 1/2 OF THE W 1/2 OF LOT 6, BLOCK 4, MARTHA M. BRINKS ADDITION TO THE VILLAGE (NOW CITY) OF GRAYLING |
| Legal Subdivision | MARTHA M. BRINKS ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | CRAWFORD MI |
| Township / Civil Division | GRAYLING |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 960300 |
205 State St is owned and occupied by an individual who bought it in December 2021.
Source: Crawford County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 205 STATE ST, GRAYLING, MI 49738-1835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE SAVINGS BANK |
| Oct 21, 2025 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FINANCIAL CREDIT TUN |
| Oct 21, 2025 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FINANCIAL CREDIT TUN |
| Oct 21, 2025 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FINANCIAL CREDIT TUNION |
| Dec 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage STATE SAVINGS BANK |
| Sep 8, 2017 | Warranty Deed, Transfer |
| Sep 8, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2021 · Amount on File |
| Deed Sale | Dec 8, 2021 · Amount on File |
| Prior Sale | Sep 8, 2017 · Amount on File |
| Deed Book / Page | 770 / 439 |
| Prior Transfer Date | Jun 9, 2017 |
| Prior Transfer Doc | 732/480 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAWFORD MI |
| Property Address | 205 STATE ST, GRAYLING, MI 49738-1835 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5119 S OLD US HWY 27, GRAYLING, MI 49738 |
| Document Number | 0000000770/0000000441 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 0000000770/0000000441 |
| Name | STATE SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAWFORD MI |
| Property Address | 205 STATE ST, GRAYLING, MI 49738-1835 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 205 STATE ST, GRAYLING, MI 49738-1835 |
| Document Number | 0000000833/0000000282 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | 0000000833/0000000282 |
| Name | COMMUNITY FINANCIAL CREDIT TUN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAWFORD MI |
| Property Address | 205 STATE ST, GRAYLING, MI 49738-1835 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 205 STATE ST, GRAYLING, MI 49738-1835 |
| Document Number | 0000000833/0000000282 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | 0000000833/0000000282 |
| Name | COMMUNITY FINANCIAL CREDIT TUN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAWFORD MI |
| Property Address | 205 STATE ST, GRAYLING, MI 49738-1835 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 205 STATE ST, GRAYLING, MI 49738-1835 |
| Document Number | 0000000833/0000000282 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | 0000000833/0000000282 |
| Name | COMMUNITY FINANCIAL CREDIT TUNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAWFORD MI |
| Recording Date | Dec 8, 2021 |
| Property Address | 205 STATE ST, GRAYLING, MI 49738-1835 |
| Document Number | 000770/439 |
| Book / Page | 770 / 439 |
| Instrument Date | Dec 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5119 S OLD US HWY 27, GRAYLING, MI 49738 |
| Document Number | 0000770441 |
|---|---|
| Date | Dec 8, 2021 |
| Instrument | 770/441 |
| Name | STATE SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAWFORD MI |
| Recording Date | Sep 8, 2017 |
| Property Address | 205 STATE ST, GRAYLING, MI 49738-1835 |
| Document Number | 732/478 |
| Book / Page | 732 / 478 |
| Instrument Date | Aug 8, 2017 |
| Instrument | R0066738 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 205 STATE ST, GRAYLING, MI 49738-1835 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CRAWFORD MI |
| Recording Date | Sep 8, 2017 |
| Property Address | 205 STATE ST, GRAYLING, MI 49738-1835 |
| Document Number | 732/480 |
| Book / Page | 732 / 480 |
| Instrument Date | Jun 9, 2017 |
| Instrument | R0066740 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 205 State St was $2,247 with a homeowner's exemption.
Source: Crawford County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Crawford County |
| Municipality | Grayling City |
| Unified School District | Crawford AuSable Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,200 (+12.56%) Land $76,200 | $152,400 (+12.56%) Land $152,400 | |
| 2025 | $2,247.00 Homeowner's exemption | $67,700 Land $67,700 | $135,400 Land $135,400 |
| 2023 | $52,700 Land $52,700 | $105,400 Land $105,400 | |
| 2022 | $2,067.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 205 State St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 205 State St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GRAYLING serves 1,884 people · EPA ID MI0002840 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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