Morgan County property record for 109 State St, Concord, IL 62631
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $985 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-30-202-013 |
| Primary APN | 03-30-202-013 |
|---|
| Lot Area | 15,682 sqft (0.36 acres) |
|---|---|
| Lot Dimensions | 235 ft deep x 66 ft wide |
| Street Address | 109 STATE ST |
|---|---|
| City | CONCORD |
| State | IL |
| Zip | 62631-5065 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE OF CONCORD LANDS PT E SD NE NE 30-16-11 |
| Legal Range | 11W |
| Legal Township | 16N |
| Legal Section | 30 |
| Legal Subdivision | VILLAGE CONCORD LANDS PT E |
| Jurisdiction | MORGAN IL |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 951400 |
109 State St is owned and occupied by an individual.
Source: Morgan County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 STATE ST, CONCORD, IL 62631-5065 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN IL |
| Property Address | 109 STATE ST, CONCORD, IL 62631-5065 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 623763 |
|---|---|
| Date | Sep 19, 2018 |
| Instrument | 623763 |
| Name | FARMERS STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, IL 62650 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2033 |
The 2025 property tax bill for 109 State St was $985 with exemptions applied, down 7.7% from the year before.
Source: Morgan County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Morgan County |
| Municipality | Concord Village |
| Unified School District | Triopia Community Unit School District 27 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $985.00 (-7.69%) | $21,940 Land $1,080 Building $20,860 | $65,820 Land $3,240 Building $62,580 |
| 2024 | $1,067.00 | ||
| 2023 | $19,760 (+10.02%) Land $970 Building $18,790 | $59,280 (+10.02%) Land $2,910 Building $56,370 | |
| 2022 | $858.00 (-19.59%) Homeowner's exemption | $17,960 Land $880 Building $17,080 | $53,880 Land $2,640 Building $51,240 |
| 2021 | $1,067.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 State St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 State St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD serves 295 people · EPA ID IL1370100 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from CHAPIN |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cass Cable TV Fiber | 2,000 / 2,000 |
May also be available: Illinois Net, Wisper ISP.
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