103 State St, Concord, IL 62631 Property Records

Morgan County property record for 103 State St, Concord, IL 62631

Property Summary

Property Type	Single Family Home
Lot Size	1.1 acres (47,916 sqft)
Owner	Company Name on Record
Last Sale	$106,000 (Jun 2025)
Tax Bill	$2,996 (2025)
Deeds & Mortgages	Jun 2025 Sale Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-30-202-016`

Property Details

APN / Parcel Number

Primary APN	`03-30-202-016`
Alternative APN	`03-30-202-024`

Exterior

Lot Area	47,916 sqft (1.1 acres)

Location & Zoning

Street Address	103 STATE ST
City	CONCORD
State	IL
Zip	62631-5065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT E 1/2, NE 1/4, SEC 30 16-11
Legal Range	11W
Legal Township	16N
Legal Section	30
Jurisdiction	MORGAN IL
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1051
Census Tract	951400

Owner

Source: Morgan County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	922 SCHUMACHER RD, CHAPIN, IL 62628-4054
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 27, 2025	Warranty Deed, Transfer · Conventional Mortgage CNB BANK & TRUST NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2025 · Amount on Record
Deed Sale	Jun 17, 2025 · Amount on Record
Deed Document Number	2025655771
Record Updated	Sep 20, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN IL
Recording Date	Jun 17, 2025
Property Address	103 STATE ST, CONCORD, IL 62631-5065
Document Number	0000655771
Instrument Date	Jun 17, 2025
Instrument	655771
Transaction Type	Transfer
Record Updated	May 5, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$106.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 SCHUMACHER RD, CHAPIN, IL 62628-4054

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN IL
Recording Date	Jun 27, 2025
Property Address	103 STATE ST, CONCORD, IL 62631-5065
Document Number	0000655909
Instrument Date	Jun 17, 2025
Instrument	655909
Transaction Type	Transfer
Record Updated	May 5, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1697 VAN GUNDY RD, CHAPIN, IL 62628-4082

Mortgage

Document Number	0000655910
Date	Jun 27, 2025
Instrument	655910

Lender

Name	CNB BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Morgan County
Municipality	Concord Village
Unified School District	Triopia Community Unit School District 27 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,996.00	$52,203 (-10.21%) Land $3,053 Building $49,150	$156,609 (-10.21%) Land $9,159 Building $147,450
2023		$58,140 (+10.01%) Land $4,800 Building $53,340	$174,420 (+10.01%) Land $14,400 Building $160,020
2022	$2,971.00 (+0.03%) Homeowner's exemption Senior Citizen's exemption	$52,850 Land $4,360 Building $48,490	$158,550 Land $13,080 Building $145,470
2021	$2,970.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD serves 295 people · EPA ID IL1370100
Water Source	Purchased groundwater influenced by surface water from CHAPIN
Last State Inspection	Feb 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cass Cable TV Fiber	2,000 / 2,000

May also be available: Illinois Net, Wisper ISP.

Nearby Properties on State St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures