109 Spruce St, Jacksonville, AR 72076 Property Records

Pulaski County property record for 109 Spruce St, Jacksonville, AR 72076 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2011
Square Footage1,286 sqft Living Area
Lot Size7,841 sqft (0.18 acres)
GarageAttached, 400 sqft
OccupancyOwner Occupied
Last Sale$125,000 (2021)
Tax Bill$1,769.00 (2025)

Owner

Source: Pulaski County records · APN 12J-052-10-026-00

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address109 SPRUCE ST, JACKSONVILLE, AR 72076-3582
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2021Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment
ARKANSAS DEVELOPMENT FINANCE AUTHORITY
Mar 26, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FIRST HORIZON BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 26, 2021 · Amount on Record
Deed SaleMar 26, 2021 · Amount on Record
Prior SaleMar 11, 2016
Deed Doc Number2021020453
Record RefreshedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPULASKI AR
Property Address109 SPRUCE ST, JACKSONVILLE, AR 72076-3582
Transaction TypeMortgage
Record UpdatedApr 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020456
DateMar 26, 2021
Instrument2021020456
Lender
NameARKANSAS DEVELOPMENT FINANCE AUTHORITY
TypeGovernment Agency
AddressLITTLE ROCK, AR 72203
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPULASKI AR
Recording DateMar 26, 2021
Property Address109 SPRUCE ST, JACKSONVILLE, AR 72076-3582
Document Number0000020453
Instrument DateFeb 23, 2021
Instrument2021020453
Transaction TypeTransfer
Record UpdatedOct 12, 2021
Title CompanyUNITED ABSTRACT & TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$412.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 SPRUCE ST, JACKSONVILLE, AR 72076-3582

Mortgage

Document Number0000020454
DateMar 26, 2021
Instrument2021020454
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

Mortgage

Document Number0000020455
DateMar 26, 2021
Instrument2021020455
Lender
NameARKANSAS DEVELOPMENT FINANCE AUTHORITY
TypeGovernment Agency
AddressLITTLE ROCK, AR 72203
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Pulaski County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArkansas
CountyPulaski County
MunicipalityJacksonville City
Unified School DistrictJacksonville North Pulaski School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,769.00 (+28%)$28,814 (+28%) Land $3,600 Building $25,214
2023$1,382.00$22,511 Land $3,600 Building $18,911$144,070 Land $18,000 Building $126,070

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pulaski County (05119C), updated June 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 34% of the US · above 29% of Arkansas
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN12J-052-10-026-00
Alternative APNs
  • 199162
  • 377505

Interior

Full Baths2 Baths
Building Area1,286 sqft Living Area
1st Floor1,286 sqft 1st Floor
Stories1 Stories
Primary FlooringSteel Beam Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2011
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached Garage
Garage Area400 sqft Garage
Patio Area120 sqft Patio
Porch1 Porch
Porch Area16 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number377505
Street Address109 SPRUCE ST
CityJACKSONVILLE
StateAR
Zip72076-3582
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 26
Legal Range10W
Legal Township03N
Legal Section20
Legal SubdivisionGRAHAM WOODS SUB PH I
Legal Lot Number26
JurisdictionPULASKI AR
Minor Civil DivisionHILL
Census Blockgroup3
Census Block3009
Census Tract3608

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