108 Spruce St, Jacksonville, AR 72076 Property Records

Pulaski County property record for 108 Spruce St, Jacksonville, AR 72076

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,159 sqft · built 2011
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$172,934 (Jun 2026)
Tax Bill	$1,633 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12J-052-10-005-00`

Property Details

APN / Parcel Number

Primary APN	`12J-052-10-005-00`
Alternative APNs	`199140` `377483`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,159 sqft Living Area
Gross Area	1,559 sqft
1st Floor Area	1,159 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	685 sqft
Porch	Open Porch
Porch Area	16 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	377483
Street Address	108 SPRUCE ST
City	JACKSONVILLE
State	AR
Zip	72076-3582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5
Legal Range	10W
Legal Township	03N
Legal Section	20
Legal Subdivision	GRAHAM WOODS SUB PH I
Legal Block	3
Legal Lot Number	5
Jurisdiction	PULASKI AR
Township / Civil Division	HILL
Census Block Group	3
Census Block	3004
Census Tract	3608

Owner

Source: Pulaski County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 SPRUCE ST, JACKSONVILLE, AR 72076-3582
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Prior Sale	Apr 12, 2012 · Amount on Record
Deed Document Number	202634279
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PULASKI AR
Recording Date	Jun 22, 2026
Property Address	108 SPRUCE ST, JACKSONVILLE, AR 72076-3582
Document Number	0000034279
Instrument Date	Jun 16, 2026
Instrument	202634279
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	COMMERCE LAND TITLE, COMMERCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57,638.68
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SPRUCE ST, JACKSONVILLE, AR 72076-3582
Investor	Possibly a Property Investor

Mortgage

Document Number	0000034280,
Date	Jun 22, 2026
Instrument	202634280

Lender

Name	FIRST HORIZON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Pulaski County assessment roll, as of October 8, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Pulaski County
Municipality	Jacksonville City
Unified School District	Jacksonville North Pulaski School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,633.00 (+52.33%) Homeowner's exemption	$27,076 (-) Land $3,600 Building $23,476	$135,380 (-) Land $18,000 Building $117,380
2023	$1,072.00 Homeowner's exemption	$27,076 Land $3,600 Building $23,476	$135,380 Land $18,000 Building $117,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSONVILLE WATERWORKS serves 32,875 people · EPA ID AR0000466
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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