Greenwich Town property record for 109 Spruce St, Greenwich, CT 06830
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 3 ba · 1,092 sqft · built 1900 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $669,000 (Jul 2022) |
| Tax Bill | $4,189 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage May 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-1647S |
| Primary APN | 04-1647S |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,092 sqft Living Area |
| Basement Area | 489 sqft |
| Unfinished Basement | 489 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,307 sqft (0.03 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 146/106 |
|---|---|
| Street Address | 109 SPRUCE ST |
| City | GREENWICH |
| State | CT |
| Zip | 06830-5981 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-6 |
| Legal Block | 1647/S |
| Jurisdiction | GREENWICH CT |
| Township / Civil Division | GREENWICH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 11300 |
Source: Greenwich Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 22 NORTHWAY, OLD GREENWICH, CT 06870-2430 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA |
| May 11, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2022 · Amount on Record |
| Deed Sale | Jul 27, 2022 · Amount on Record |
| Prior Sale | May 11, 2017 · Amount on Record |
| Deed Document Number | 20226909 |
| Deed Book / Page | 8138 / 96 |
| Transfer Doc | 4302000195 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENWICH CT |
| Recording Date | Jul 27, 2022 |
| Property Address | 109 SPRUCE ST, GREENWICH, CT 06830-5981 |
| Document Number | 0008138-96 |
| Book / Page | 8138 / 96 |
| Instrument Date | Jul 27, 2022 |
| Instrument | 6909 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 SPRUCE ST, GREENWICH, CT 06830-5981 |
| Document Number | 0000006910 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 6910 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENWICH CT |
| Recording Date | May 11, 2017 |
| Property Address | 109 SPRUCE ST, GREENWICH, CT 06830-5981 |
| Document Number | 7241-337 |
| Book / Page | 007241 / 000337 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
Source: Greenwich Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Greenwich Town |
| Unified School District | Greenwich School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,189.00 | $338,940 (-) Land $255,990 Building $82,950 | $237,258 Land $179,193 Building $58,065 |
| 2024 | $4,189.00 (+6.21%) | ||
| 2023 | $3,944.00 (+13.56%) | $338,940 (+12.53%) Land $255,990 Building $82,950 | |
| 2022 | $3,473.00 | $301,210 Land $255,990 Building $45,220 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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