106 Spruce St, Greenwich, CT 06830 Property Records

Greenwich Town property record for 106 Spruce St, Greenwich, CT 06830

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,856 sqft · built 1898
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$890,000 (Jun 2026)
Tax Bill	$5,188 (2026)
Deeds & Mortgages	Jun 2026 Sale & Line of Credit Oct 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04-1246S`

Property Details

APN / Parcel Number

Primary APN	`04-1246S`
Alternative APNs	`GREE M:04 B:1246/S` `146/100`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,856 sqft Living Area
Attic	Attic
Attic Area	232 sqft
Basement Area	762 sqft
Unfinished Basement	762 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1960
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	146/100
Street Address	106 SPRUCE ST
City	GREENWICH
State	CT
Zip	06830-5918
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-6
Legal Block	1246/S
Jurisdiction	GREENWICH CT
Township / Civil Division	GREENWICH
Census Block Group	2
Census Block	2005
Census Tract	11300

Owner

106 Spruce St, a duplex, is owned and occupied by an individual who bought it in June 2026.

Source: Greenwich Town records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	106 SPRUCE ST, GREENWICH, CT 06830-5918
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Oct 10, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Prior Sale	Feb 1, 2005 · Amount on File
Deed Document Number	20263669
Deed Book / Page	8577 / 265
Transfer Doc	7438-146
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENWICH CT
Recording Date	Jun 16, 2026
Property Address	106 SPRUCE ST, GREENWICH, CT 06830-5918
Document Number	008577-265
Book / Page	8577 / 265
Instrument Date	Jun 11, 2026
Instrument	20263669
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	106 SPRUCE ST, GREENWICH, CT 06830-5918

Mortgage

Date	Jun 16, 2026

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GREENWICH CT
Recording Date	Oct 10, 2018
Property Address	106 SPRUCE ST, GREENWICH, CT 06830-5918
Document Number	7438-146
Book / Page	007438 / 000146
Instrument Date	Oct 9, 2018
Instrument	7830
Transaction Type	Transfer
Record Updated	Oct 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8 PINTAIL LN GREENWICH CT 068306722, GREENWICH, CT 06830-6722

Tax Assessment & Valuation

The 2026 property tax bill for 106 Spruce St was $5,188, down 1.2% from the year before.

Source: Greenwich Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Greenwich Town
Unified School District	Greenwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,188.00 (-1.2%)	$494,830 (+16.46%) Land $360,150 Building $134,680	$1,014,290 (+241.02%)
2025	$5,251.00	$424,900 Land $301,560 Building $123,340	$297,430 Land $211,092 Building $86,338
2024	$5,251.00 (+6.21%)
2023	$4,944.00 (+0.92%)	$424,900 (-) Land $301,560 Building $123,340
2022	$4,899.00	$424,900 Land $301,560 Building $123,340

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 106 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 106 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 736 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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