109 Spruce St, Greeneville, TN 37745 Property Records

Greene County property record for 109 Spruce St, Greeneville, TN 37745

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,976 sqft · built 1946
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$76,500 (Mar 2018)
Tax Bill	$1,720 (2025)
Deeds & Mortgages	Mar 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`099A-A-036.00`

Property Details

APN / Parcel Number

Primary APN	`099A-A-036.00`
Alternative APNs	`10098DA099A03600` `030099A A 03600`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,976 sqft Living Area
Gross Area	2,986 sqft
1st Floor Area	1,016 sqft
Upper Floors Area	960 sqft
Basement Area	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Terrain	Rolling
Porch	Stoop
Porch Area	74 sqft
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 SPRUCE ST
City	GREENEVILLE
State	TN
Zip	37745-3921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	KENWOOD ADD PB: 90 PG: 542 LOT: 22 PT 21 75 X 150
Legal Subdivision	KENWOOD ADD
Legal Lot Number	22
Jurisdiction	GREENE TN
Township / Civil Division	7
Census Block Group	5
Census Block	5015
Census Tract	90400

Owner

109 Spruce St is owned by two individuals who bought it in March 2018.

Source: Greene County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3626 E ANDREW JOHNSON HWY, GREENEVILLE, TN 37745-1083
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2018 · Amount on File
Deed Sale	Mar 2, 2018 · Amount on File
Deed Document Number	20181598
Deed Book / Page	599A / 1817
Record Updated	Jun 8, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE TN
Recording Date	Mar 2, 2018
Property Address	109 SPRUCE ST, GREENEVILLE, TN 37745-3921
Document Number	00599A1817
Book / Page	599A / 1817
Map Reference	MB 90 PG 542
Instrument Date	Mar 2, 2018
Instrument	18001598
Transaction Type	Transfer
Record Updated	Mar 8, 2022
Title Company	RELIABLE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$283.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SPRUCE ST, GREENEVILLE, TN 37745-3921

Mortgage

Document Number	0018001599
Date	Mar 2, 2018
Instrument	18001599

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 2, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 109 Spruce St was $1,720, up 2% from the year before.

Source: Greene County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Greene County
Municipality	Greeneville Town
Unified School District	Greeneville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,720.00 (+2.02%)	$51,400 (-) Land $8,375 Building $43,025	$205,600 Land $33,500 Building $172,100
2024	$1,686.00 (-1.98%)	$51,400 (-) Land $8,375 Building $43,025
2023	$1,720.00 (+57.94%)	$51,400 (+96.37%) Land $8,375 Building $43,025	$205,600 Land $33,500 Building $172,100
2022	$1,089.00	$26,175 Land $7,025 Building $19,150
2021			$104,700 Land $28,100 Building $76,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 23, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENEVILLE WATER COMMISSION serves 26,657 people · EPA ID TN0000273
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GEA Connect Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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