106 Spruce St, Greeneville, TN 37745 Property Records

Greene County property record for 106 Spruce St, Greeneville, TN 37745

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,016 sqft · built 1946
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Jan 2020)
Tax Bill	$1,748 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`099A-A-040.01`

Property Details

APN / Parcel Number

Primary APN	`099A-A-040.01`
Alternative APNs	`10098DA099A04001` `030099A A 04001`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	2,016 sqft Living Area
Gross Area	3,072 sqft
1st Floor Area	1,010 sqft
Upper Floors Area	850 sqft
Basement Area	1,056 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1983
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	150 ft deep x 85 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Porch	Open/Unfinished Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	106 SPRUCE ST
City	GREENEVILLE
State	TN
Zip	37745-3922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	KENWOOD ADD PB: 90 PG: 542 LOT: 6 PT OF 5 & 7 85X150
Legal Subdivision	KENWOOD ADD
Legal Lot Number	6
Jurisdiction	GREENE TN
Township / Civil Division	7
Census Block Group	5
Census Block	5002
Census Tract	90400

Owner

106 Spruce St is owned and occupied by an individual who bought it in January 2020.

Source: Greene County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	106 SPRUCE ST, GREENEVILLE, TN 37745-3922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 15, 2020	Warranty Deed, Transfer · Conventional Mortgage ANDREW JOHNSON BANK
Nov 27, 2017	Trustee's Deed, Construction Loan · Construction Mortgage ANDREW JOHNSON BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2020 · Amount on File
Deed Sale	Jan 15, 2020 · Amount on File
Prior Sale	Jan 7, 2014
Deed Document Number	2020453
Deed Book / Page	630A / 1417
Prior Transfer Date	Jan 13, 2020
Prior Transfer Doc	0000000453
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE TN
Recording Date	Apr 22, 2026
Property Address	106 SPRUCE ST, GREENEVILLE, TN 37745-3922
Document Number	0000004029
Book / Page	768 / 556
Instrument Date	Apr 16, 2026
Instrument	20264029
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	UNITED WHOLESALE MORTGAGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 SPRUCE ST, GREENEVILLE, TN 37745-3922

Mortgage

Document Number	0000004029,
Date	Apr 22, 2026
Book Page	768/556
Instrument	20264029

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE TN
Recording Date	Jan 15, 2020
Property Address	106 SPRUCE ST, GREENEVILLE, TN 37745-3922
Document Number	00630A1417
Book / Page	630A / 1417
Map Reference	MB 90 PG 542
Instrument Date	Jan 13, 2020
Instrument	20000453
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$333.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 SPRVCE STREET, GREENEVILLE, TN 37745-3922

Mortgage

Document Number	0020000454
Date	Jan 15, 2020
Instrument	20000454

Lender

Name	ANDREW JOHNSON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.69%
Type Change Date	Jan 13, 2025
Change Frequency	Annually
Min Rate At Change	4.69%
Max Rate At Change	5.69%
Index	1-Year CMT
Margin	3
Max Rate	7.69%

November 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GREENE TN
Recording Date	Nov 27, 2017
Property Address	106 SPRUCE ST, GREENEVILLE, TN 37745-3922
Book / Page	00595A / 002387
Instrument Date	Nov 24, 2017
Instrument	9853
Transaction Type	Construction Loan
Record Updated	Dec 7, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 SPRUCE ST

Mortgage

Document Number	595A2387
Date	Nov 27, 2017
Book Page	00595A/002387
Instrument	9853

Lender

Name	ANDREW JOHNSON BK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 26, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 106 Spruce St was $1,748, up 2.1% from the year before.

Source: Greene County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Greene County
Municipality	Greeneville Town
Unified School District	Greeneville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,748.00 (+2.1%)	$52,225 (-) Land $8,575 Building $43,650	$208,900 Land $34,300 Building $174,600
2024	$1,712.00 (-2.06%)	$52,225 (-) Land $8,575 Building $43,650
2023	$1,748.00 (+54.14%)	$52,225 (+91.65%) Land $8,575 Building $43,650	$208,900 Land $34,300 Building $174,600
2022	$1,134.00	$27,250 Land $7,975 Building $19,275
2021			$109,000 Land $31,900 Building $77,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 106 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 23, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENEVILLE WATER COMMISSION serves 26,657 people · EPA ID TN0000273
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GEA Connect Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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