109 Spruce Ct, Brighton, IL 62012 Property Records

Macoupin County property record for 109 Spruce Ct, Brighton, IL 62012

Property Summary

Property Type	Single Family Home
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$287,494 (Apr 2026)
Tax Bill	$4,357 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jul 2017 Transfer
APN	`21-001-534-50`

Property Details

APN / Parcel Number

Primary APN	`21-001-534-50`
Alternative APN	`21-19-409-050`

Exterior

Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	109 SPRUCE CT
City	BRIGHTON
State	IL
Zip	62012-4402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50 BRIARWOOD LAKE ESTATES ADD #1 21-19-409-050
Legal Subdivision	BRIARWOOD LAKE ESTATES ADD
Legal Lot Number	50
Jurisdiction	MACOUPIN IL
Township / Civil Division	BRIGHTON
Census Block Group	4
Census Block	4006
Census Tract	956600

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 SPRUCE CT, BRIGHTON, IL 62012-4402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Jul 17, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2026 · Amount on Record
Deed Sale	Apr 3, 2026 · Amount on Record
Prior Sale	Sep 6, 2016 · Amount on Record
Deed Document Number	2026623419
Prior Transfer Date	Jun 29, 2017
Prior Transfer Doc	562644
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Apr 3, 2026
Property Address	109 SPRUCE CT, BRIGHTON, IL 62012-4402
Document Number	0000623419
Instrument Date	Mar 30, 2026
Instrument	2026623419
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	SERENITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SPRUCE CT, BRIGHTON, IL 62012-4402
Investor	Possibly a Property Investor

Mortgage

Document Number	0000623420,
Date	Apr 3, 2026
Instrument	2026623420

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.99%
Max Rate	-1%

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOUPIN IL
Recording Date	Jul 17, 2017
Property Address	109 SPRUCE CT, BRIGHTON, IL 62012-4402
Document Number	562644
Instrument Date	Jun 29, 2017
Instrument	562644
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SPRUCE CT, BRIGHTON, IL 62012-4402

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Brighton Village
County	Macoupin County
County Subdivision	Brighton Township
Unified School District	Southwestern Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,357.00 (+3.03%) Homeowner's exemption Senior Citizen's exemption	$78,286 (+7%) Land $15,066 Building $63,220	$234,858 (+7%) Land $45,198 Building $189,660
2024	$4,229.00 (+42.82%) Homeowner's exemption Senior Citizen's exemption	$73,164 (+15.56%) Land $14,080 Building $59,084	$219,492 (+15.56%) Land $42,240 Building $177,252
2022	$2,961.00 Homeowner's exemption Senior Citizen's exemption	$63,312 Land $12,184 Building $51,128	$189,936 Land $36,552 Building $153,384

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2016)
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRIGHTON serves 5,041 people · EPA ID IL1174160
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, Wisper ISP.

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