101 Spruce Ct, Brighton, IL 62012 Property Records

Macoupin County property record for 101 Spruce Ct, Brighton, IL 62012

Property Summary

Property Type	Single Family Home
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$29,900 (Jul 2003)
Tax Bill	$4,767 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2018 Mortgage + 1 more
APN	`21-001-534-48`

Property Details

APN / Parcel Number

Primary APN	`21-001-534-48`
Alternative APN	`21-19-401-048`

Exterior

Lot Area	15,246 sqft (0.35 acres)

Location & Zoning

Street Address	101 SPRUCE CT
City	BRIGHTON
State	IL
Zip	62012-4402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 48 BRIARWOOD LAKE ESTATES ADDN #1 21-19-401-048 PLAT CABINET D DRAWER 1 SLIDE 51
Legal Subdivision	BRIARWOOD LAKE ESTATES ADDN
Legal Lot Number	48
Jurisdiction	MACOUPIN IL
Township / Civil Division	BRIGHTON
Census Block Group	4
Census Block	4006
Census Tract	956600

Owner

Source: Macoupin County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 SPRUCE CT, BRIGHTON, IL 62012-4402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Line of Credit ROYAL BANKS OF MISSOURI
Sep 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Dec 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2003 · Amount on Record
Deed Sale	Jul 11, 2003 · Amount on Record
Deed Document Number	2003424418
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Recording Date	Aug 18, 2026
Property Address	101 SPRUCE CT, BRIGHTON, IL 62012-4402
Document Number	0000625918
Instrument Date	Aug 13, 2026
Instrument	2026625918
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 SPRUCE CT, BRIGHTON, IL 62012-4402

Mortgage

Document Number	0000625918,
Date	Aug 18, 2026
Instrument	2026625918

Lender

Name	ROYAL BANKS OF MISSOURI

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	101 SPRUCE CT, BRIGHTON, IL 62012-4402
Transaction Type	Mortgage
Record Updated	Sep 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	570680
Date	Sep 5, 2018
Instrument	570680

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	101 SPRUCE CT, BRIGHTON, IL 62012-4402
Transaction Type	Mortgage
Record Updated	Dec 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 565780
Date	Dec 11, 2017
Instrument	565780

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2037

Interest

Rate Type	Adjustable Rate
Min Rate At Change	4.25%
Max Rate At Change	20%

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Brighton Village
County	Macoupin County
County Subdivision	Brighton Township
Unified School District	Southwestern Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,767.00 (+2.45%)	$79,609 (+7%) Land $15,066 Building $64,543	$238,827 (+7%) Land $45,198 Building $193,629
2024	$4,653.00 (+8.56%)	$74,401 (+15.56%) Land $14,080 Building $60,321	$223,203 (+15.56%) Land $42,240 Building $180,963
2022	$4,286.00 Homeowner's exemption	$64,383 Land $12,184 Building $52,199	$193,149 Land $36,552 Building $156,597

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2016)
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRIGHTON serves 5,041 people · EPA ID IL1174160
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, Wisper ISP.

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