109 Split Trunk Path, Holly Springs, NC 27540 Property Records

Wake County property record for 109 Split Trunk Path, Holly Springs, NC 27540

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,456 sqft · built 2015
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$925,000 (May 2026)
Tax Bill	$7,592 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0639.02-56-2474-000`

Property Details

APN / Parcel Number

Primary APN	`0639.02-56-2474-000`
Alternative APNs	`0639.02-56-2474 0426267` `0639562474` `0426267`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,456 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,019 sqft (0.23 acres)
Garage Area	441 sqft
Porch	Open Porch
Porch Area	404 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	0426267
Street Address	109 SPLIT TRUNK PATH
City	HOLLY SPRINGS
State	NC
Zip	27540-6148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LO678 TWELVE OAKS PH2G BM2014-01730
Legal Subdivision	TWELVE OAKS PH2G
Legal Phase	2G
Legal Lot Number	678
Jurisdiction	WAKE NC
Township / Civil Division	HOLLY SPRINGS
Census Block Group	1
Census Block	1028
Census Tract	53208

Owner

Source: Wake County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1744 ALPINE SUMMER LN, APEX, NC 27502-4507
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage DFT2 FINANCIAL LLC
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage DFT2 FINANCIAL LLC
Dec 10, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	Dec 15, 2015 · Amount on Record
Deed Document Number	202648451
Deed Book / Page	20218 / 1527
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	109 SPLIT TRUNK PATH, HOLLY SPRINGS, NC 27540-6148
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0019322/30
Date	Apr 28, 2023
Book Page	19322/30

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	May 1, 2026
Property Address	109 SPLIT TRUNK PATH, HOLLY SPRINGS, NC 27540-6148
Document Number	0000048451
Book / Page	20218 / 1527
Instrument Date	Apr 29, 2026
Instrument	202648451
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	STEEL MAGNOLIA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1744 ALPINE SUMMER LN, APEX, NC 27502-4507

Mortgage

Document Number	0000048452,
Date	May 1, 2026
Instrument	202648452

Lender

Name	DFT2 FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	May 1, 2026
Property Address	109 SPLIT TRUNK PATH, HOLLY SPRINGS, NC 27540-6148
Document Number	20218/1527
Book / Page	20218 / 1527
Instrument Date	Apr 29, 2026
Instrument	202648451
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	MAGNOLIA TITLE, STEEL MAGNOLIA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1744 ALPINE SUMMER LN, APEX, NC 27502-4507

Mortgage

Document Number	0000048452,
Date	May 1, 2026
Instrument	202648452

Lender

Name	DFT2 FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	109 SPLIT TRUNK PATH, HOLLY SPRINGS, NC 27540-6148
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	182310642
Date	Dec 10, 2020
Book Page	18231/642

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Dec 31, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Holly Springs Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,592.00 (+23.13%)	$879,910 (+54.42%) Land $160,000 Building $719,910	$879,910 (+54.42%) Land $160,000 Building $719,910
2023	$6,166.00	$569,825 Land $95,000 Building $474,825	$569,825 Land $95,000 Building $474,825

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HOLLY SPRINGS serves 51,947 people · EPA ID NC0392050
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Ting Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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