105 Split Trunk Path, Holly Springs, NC 27540 Property Records

Wake County property record for 105 Split Trunk Path, Holly Springs, NC 27540

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,308 sqft · built 2016
Lot Size	0.219 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,000 (Jun 2019)
Tax Bill	$6,068 (2023)
Deeds & Mortgages	Jun 2023 Mortgage May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0639.02-56-3510 0426266`

Property Details

APN / Parcel Number

Primary APN	`0639.02-56-3510 0426266`
Alternative APN	`0426266`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,308 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,583 sqft (0.219 acres)
Garage Area	520 sqft
Porch	Porch
Porch Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0426266
Street Address	105 SPLIT TRUNK PATH
City	HOLLY SPRINGS
State	NC
Zip	27540-6148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LO677 TWELVE OAKS PH2G BM2014-01730
Legal Subdivision	TWELVE OAKS
Legal Phase	2G
Legal Lot Number	677
Jurisdiction	WAKE NC
Township / Civil Division	HOLLY SPRINGS
Census Block Group	1
Census Block	1028
Census Tract	53208

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	105 SPLIT TRUNK PATH, HOLLY SPRINGS, NC 27540-6148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Dec 6, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jan 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Jun 20, 2019	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2019 · Amount on Record
Deed Sale	Jun 20, 2019 · Amount on Record
Prior Sale	Feb 23, 2016 · Amount on Record
Deed Document Number	0174791771
Deed Book / Page	17479 / 1771
Record Updated	Jun 7, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	105 SPLIT TRUNK PATH, HOLLY SPRINGS, NC 27540-6148
Transaction Type	Mortgage
Record Updated	Jun 19, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SPLIT TRUNK PATH, HOLLY SPRINGS, NC 27540-6148

Mortgage

Document Number	019353/756
Date	Jun 6, 2023
Book Page	19353/756

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.54%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	4.54%
Max Rate At Change	8.54%
Index	Prime Rate
Margin	1
Max Rate	12.5%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	105 SPLIT TRUNK PATH, HOLLY SPRINGS, NC 27540-6148
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017884/584
Date	May 27, 2020
Book Page	17884/584

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	105 SPLIT TRUNK PATH, HOLLY SPRINGS, NC 27540-6148
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SPLIT TRUNK PATH, HOLLY SPRINGS, NC 27540-6148

Mortgage

Document Number	18829/1353
Date	Dec 6, 2021
Book Page	18829/1353

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	105 SPLIT TRUNK PATH, HOLLY SPRINGS, NC 27540-6148
Document Number	183280720
Instrument Date	Jan 30, 2021
Transaction Type	Mortgage
Record Updated	Mar 2, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	105 SPLIT TRUNK PATH HOLLY SPRINGS NC 275406148, HOLLY SPRINGS, NC 27540-6148

Mortgage

Document Number	183280720
Date	Feb 5, 2021
Book Page	018328/000720

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jun 20, 2019
Property Address	105 SPLIT TRUNK PATH, HOLLY SPRINGS, NC 27540-6148
Document Number	174791771
Book / Page	017479 / 001771
Instrument Date	Jun 4, 2019
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,010.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	105 SPLIT TRUNK PATH HOLLY SPRINGS NC 275406148, HOLLY SPRINGS, NC 27540-6148

Mortgage

Document Number	174791773
Date	Jun 20, 2019
Book Page	017479/001773

Lender

Name	ALCOVA MTG
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2049

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Holly Springs Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,068.00	$560,816 Land $95,000 Building $465,816	$560,816 Land $95,000 Building $465,816

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HOLLY SPRINGS serves 51,947 people · EPA ID NC0392050
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Ting Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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