109 Spearpoint Cv, Georgetown, TX 78628 Property Records

Williamson County property record for 109 Spearpoint Cv, Georgetown, TX 78628

Property Summary

Property Type	Single Family Home
Details	6 ba · 5,827 sqft · built 2006
Lot Size	0.781 acres (34,020 sqft)
Owner	2 Individual Names on File
Tax Bill	$30,769 (2025)
Deeds & Mortgages	Aug 2023 Sale Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-20-2350-2200-0193`

Property Details

APN / Parcel Number

Primary APN	`R-20-2350-2200-0193`
Alternative APNs	`R419143` `230578`

Interior

Full Baths	6 Baths
Stories	2 Stories
Building Area	5,827 sqft Living Area
1st Floor Area	4,718 sqft
2nd Floor Area	1,109 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Exterior Material	Stucco
Roof Type	Gable
Lot Area	34,020 sqft (0.781 acres)
Garage Area	991 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	676 sqft
Porch	Open Porch
Porch Area	821 sqft
Utility Building	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R20235022000193
Street Address	109 SPEARPOINT CV
City	GEORGETOWN
State	TX
Zip	78628-6953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S7915 - CIMARRON HILLS PH 2 SEC 2 PUD, LOT 193, ACRES 0.781
Legal Subdivision	CIMARRON HILLS PH 2 SEC 2 PUD
Legal Phase	2
Legal Block	1
Legal Lot Number	193
Jurisdiction	WILLIAMSON TX
Township / Civil Division	ROUND ROCK-GEORGETOWN
Census Block Group	1
Census Block	1013
Census Tract	20122

Owner

109 Spearpoint Cv is owned by two individuals who acquired it in August 2023.

Source: Williamson County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2706 GABRIEL VIEW DR, GEORGETOWN, TX 78628-3126
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Warranty Deed, Transfer
Nov 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage RAYMOND JAMES BANK NA
Apr 26, 2022	Warranty Deed, Transfer LONGHORN TITLE COMPANY INC, LONGHORN TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2023
Deed Sale	Aug 7, 2023
Prior Sale	Apr 26, 2022
Deed Document Number	202365369
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TX
Recording Date	Aug 7, 2023
Property Address	109 SPEARPOINT CV, GEORGETOWN, TX 78628-6953
Document Number	0000065369
Map Reference	CAB V SL 201-205
Instrument Date	Aug 4, 2023
Instrument	2023065369
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2706 GABRIEL VIEW DR, GEORGETOWN, TX 78628-3126

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Property Address	109 SPEARPOINT CV, GEORGETOWN, TX 78628-6953
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105069
Date	Nov 1, 2019
Instrument	2019105069

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank
Address	SAINT PETERSBURG, FL 33716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	7.87%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TX
Recording Date	Apr 26, 2022
Property Address	109 SPEARPOINT CV, GEORGETOWN, TX 78628-6953
Document Number	0000051605
Map Reference	CAB V SL 201-205
Instrument Date	Apr 25, 2022
Instrument	2022051605
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	LONGHORN TITLE COMPANY INC, LONGHORN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SPEARPOINT CV, GEORGETOWN, TX 78628-6953

Tax Assessment & Valuation

The 2025 property tax bill for 109 Spearpoint Cv was $30,769.

Source: Williamson County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Williamson County
Unified School District	Georgetown Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$30,769.00	$2,023,934 Land $260,000 Building $1,763,934	$2,023,934 Land $260,000 Building $1,763,934
2023		$2,309,971 (+46.73%) Land $344,000 Building $1,965,971	$2,309,971 (+46.73%) Land $344,000 Building $1,965,971
2022	Homeowner's exemption	$1,574,340 Land $220,000 Building $1,354,340	$1,574,340 Land $220,000 Building $1,354,340
2021	$25,845.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Spearpoint Cv in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Spearpoint Cv is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 44% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 191,639 people · EPA ID TX2460001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Western Broadband Fixed Wireless	200 / 40
SOS Communications Fixed Wireless	100 / 20

May also be available: VTX Communications.

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