102 Spearpoint Cv, Georgetown, TX 78628 Property Records

Williamson County property record for 102 Spearpoint Cv, Georgetown, TX 78628

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,278 sqft · built 2020
Lot Size	0.682 acres (29,708 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,012,556 (Feb 2022)
Tax Bill	$25,528 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`R-20-2350-2200-0190`

Property Details

APN / Parcel Number

Primary APN	`R-20-2350-2200-0190`
Alternative APNs	`R419140` `230575`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	5,278 sqft Living Area
1st Floor Area	4,431 sqft
2nd Floor Area	847 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stone
Lot Area	29,708 sqft (0.682 acres)
Garage Area	1,140 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	596 sqft
Porch	Open Porch
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	8 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R20235022000190
Street Address	102 SPEARPOINT CV
City	GEORGETOWN
State	TX
Zip	78628-6953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S7915 - CIMARRON HILLS PH 2 SEC 2 PUD, LOT 190, ACRES 0.682
Legal Subdivision	CIMARRON HILLS PH 2 SEC 2 PUD
Legal Block	1
Legal Lot Number	190
Jurisdiction	WILLIAMSON TX
Township / Civil Division	ROUND ROCK-GEORGETOWN
Census Block Group	1
Census Block	1013
Census Tract	20122

Owner

Source: Williamson County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 SPEARPOINT CV, GEORGETOWN, TX 78628-6953
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage SOUTHSTAR BANK SSB
Dec 27, 2019	Deed of Trust, Mortgage · Construction Mortgage SOUTHSTAR BANK SSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2022 · Amount on Record
Deed Sale	Feb 23, 2022 · Amount on Record
Prior Sale	May 18, 2015
Deed Document Number	202223001
Prior Transfer Date	Feb 9, 2022
Prior Transfer Doc	0000023001
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILLIAMSON TX
Recording Date	Feb 23, 2022
Property Address	102 SPEARPOINT CV, GEORGETOWN, TX 78628-6953
Document Number	0000023001
Map Reference	CAB V SL 201
Instrument Date	Feb 9, 2022
Instrument	2022023001
Transaction Type	Transfer
Record Updated	Mar 8, 2022
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 SPEARPOINT CV, GEORGETOWN, TX 78628-6953

Mortgage

Document Number	0000023002
Date	Feb 23, 2022
Instrument	2022023002

Lender

Name	SOUTHSTAR BANK SSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Property Address	102 SPEARPOINT CV, GEORGETOWN, TX 78628-6953
Transaction Type	Mortgage
Record Updated	Dec 6, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000125483
Date	Dec 27, 2019
Instrument	2019125483

Lender

Name	SOUTHSTAR BANK SSB
Type	Bank
Address	MOULTON, TX 77975

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	378 Months
Due	Jun 26, 2051

Interest

Rate Type	Adjustable Rate
Rate	5.74%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 26, 2026
Change Frequency	Annually
Min Rate At Change	5.74%
Max Rate At Change	7.74%
Index	Prime Rate
Margin	2
Max Rate	11.7%

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Williamson County
Unified School District	Georgetown Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,528.00 (-15.83%) Homeowner's exemption Disabled Person's exemption	$1,654,766 (-12.73%) Land $240,000 Building $1,414,766	$1,654,766 (-12.73%) Land $240,000 Building $1,414,766
2023	$30,328.00 (-10.96%) Homeowner's exemption	$1,896,136 Land $290,000 Building $1,606,136	$1,896,136 Land $290,000 Building $1,606,136
2022	$34,061.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 46% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 191,639 people · EPA ID TX2460001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Western Broadband Fixed Wireless	200 / 40
SOS Communications Fixed Wireless	100 / 20

May also be available: VTX Communications.

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