109 Spangle Way Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 109 Spangle Way Ct, O Fallon, MO 63366 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,643 sqft · built 1996
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Tax Bill	$4,729 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A952001075`

Property Details

APN / Parcel Number

Primary APN	`A952001075`
Alternative APN	`2-0060-7184-00-0209.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,643 sqft Living Area
1st Floor Area	1,569 sqft
Basement Area	1,469 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Exterior Material	Composition/Composite
Lot Area	11,326 sqft (0.26 acres)
Terrain	Rolling
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	115 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	A952001075
Old Parcel Number	A952001075
Street Address	109 SPANGLE WAY CT
City	O FALLON
State	MO
Zip	63366-8418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PATRIOTS LANDING #1 LOT 209
Legal Range	03E
Legal Township	46N
Legal Subdivision	PATRIOTS LANDING #1
Legal Lot Number	209
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	1
Census Block	1018
Census Tract	311738

Owner

Source: St. Charles County records · APN A952001075

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	109 SPANGLE WAY CT, O FALLON, MO 63366-8418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2025	Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK
Oct 16, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 16, 2025
Deed Sale	Oct 16, 2025
Prior Sale	Jan 22, 2001
Deed Document Number	2025R-046304
Record Updated	Jun 08, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	109 SPANGLE WAY CT, O FALLON, MO 63366-8418
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SPANGLE WAY CT, O FALLON, MO 63366-8418

Mortgage

Document Number	0000031417
Date	Jul 24, 2025
Instrument	2025R-031417

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 16, 2025
Property Address	109 SPANGLE WAY CT, O FALLON, MO 63366-8418
Document Number	0000046304
Map Reference	MB 32 PG 95-99
Instrument Date	Oct 15, 2025
Instrument	2025R-046304
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE COMPANY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1099 STONEGATE DR, FARMINGTON, MO 63640-2553

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SPANGLE WAY CT, O FALLON, MO 63366-8418

Mortgage

Document Number	0000046305
Date	Oct 16, 2025
Instrument	2025R-046305

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,729.00	$73,736 (+10.52%)	$388,087 (+10.52%) Land $70,000 Building $318,087
2023		$66,720
2022			$351,160 Land $50,000 Building $301,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 546 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Gateway Fiber Holdings	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Wisper ISP	Fixed Wireless	400 / 30
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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