108 Spangle Way Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 108 Spangle Way Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,570 sqft · built 1995
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$59,850 (Aug 2025)
Tax Bill	$4,587 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A952001066`

Property Details

APN / Parcel Number

Primary APN	`A952001066`
Alternative APN	`2-0060-7184-00-0200.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,570 sqft Living Area
Gross Area	4,459 sqft
1st Floor Area	1,524 sqft
Basement Area	1,448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	115 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A952001066
Street Address	108 SPANGLE WAY CT
City	O FALLON
State	MO
Zip	63366-8471
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PATRIOTS LANDING #1 LOT 200
Legal Subdivision	PATRIOTS LANDING #1
Legal Lot Number	200
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	1
Census Block	1018
Census Tract	311738

Owner

Source: St. Charles County records, as of September 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 SPANGLE WAY CT, O FALLON, MO 63366-8471
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Warranty Deed, Transfer · VA Mortgage ACCESS CAPITAL FUNDING LLC
Oct 11, 2017	Warranty Deed, Transfer · FHA Mortgage UMB BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2025 · Amount on Record
Deed Sale	Aug 19, 2025 · Amount on Record
Prior Sale	Aug 3, 2021 · Amount on Record
Deed Document Number	202536116
Prior Transfer Date	Jun 3, 2015
Prior Transfer Doc	0063672386
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 3, 2021
Property Address	108 SPANGLE WAY CT, O FALLON, MO 63366-8471
Document Number	2021R064865
Map Reference	MB 32 PG 95
Instrument Date	Jul 30, 2021
Instrument	2021R-064865
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1511 BLUESKYE LN, 1511, RAYMORE, MO 64083-8337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SPANGLE WAY CT, O FALLON, MO 63366-8471

Mortgage

Document Number	2021R064866
Date	Aug 3, 2021
Instrument	2021R-064866

Lender

Name	ACCESS CAPITAL FUNDING LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 11, 2017
Property Address	108 SPANGLE WAY CT, O FALLON, MO 63366-8471
Document Number	0068210510
Book / Page	6821 / 0510
Map Reference	MB 32 PG 95-97
Instrument Date	Oct 6, 2017
Instrument	20171011000637490
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 SPANGLE WAY CT, 108, O FALLON, MO 63366-8471

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SPANGLE WAY CT, O FALLON, MO 63366-8471

Mortgage

Document Number	20171011000637500
Date	Oct 11, 2017
Instrument	20171011000637500

Lender

Name	UMB BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,587.00 (+7.45%)	$71,497 (+10.68%)	$376,300 (+10.68%) Land $70,000 Building $306,300
2024	$4,269.00
2023		$64,599
2022			$339,993 Land $50,000 Building $289,993

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

108 Spangle Way Ct, O Fallon, MO 63366 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Spangle Way Ct

Nearby Streets

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