Worcester County and Charlton Town property record for 109 Smith Rd, Charlton, MA 01507
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,227 sqft · built 2013 |
| Lot Size | 2.23 acres (97,139 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,917 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | CHAR M:0006 B:000A L:00001-1 |
| Primary APN | CHAR M:0006 B:000A L:00001-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,227 sqft Living Area |
| Gross Area | 7,279 sqft |
| Basement Area | 2,227 sqft |
| Unfinished Basement | 2,227 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 97,139 sqft (2.23 acres) |
| Garage Type | Basement |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 109 SMITH RD |
|---|---|
| City | CHARLTON |
| State | MA |
| Zip | 01507-1657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Block | A |
| Legal Lot Number | 1-1 |
| Jurisdiction | CHARLTON MA |
| Township / Civil Division | CHARLTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 756102 |
109 Smith Rd is owned and occupied by two individuals.
Source: Worcester County and Charlton Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 SMITH RD, CHARLTON, MA 01507-1657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 109 Smith Rd was $8,917, up 1.5% from the year before.
Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Charlton Town |
| Unified School District | Dudley-Charlton Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,917.00 (+1.51%) | $815,100 (+3.28%) Land $121,500 Building $693,600 | $651,475 |
| 2025 | $8,784.00 (+5.59%) | $789,200 (+7.58%) Land $115,500 Building $673,700 | |
| 2024 | $8,319.00 | $733,600 Land $109,300 Building $624,300 | $559,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Smith Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jun 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Smith Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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