Worcester County and Charlton Town property record for 103 Smith Rd, Charlton, MA 01507
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,870 sqft · built 1977 |
| Lot Size | 0.93 acres (40,506 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (Jan 2014) |
| Tax Bill | $5,451 (2026) |
| Deeds & Mortgages | Jan 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | CHAR M:007A B:000A L:0000012 |
| Primary APN | CHAR M:007A B:000A L:0000012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,870 sqft Living Area |
| Gross Area | 3,710 sqft |
| Basement Area | 1,240 sqft |
| Unfinished Basement | 1,240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,506 sqft (0.93 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 103 SMITH RD |
|---|---|
| City | CHARLTON |
| State | MA |
| Zip | 01507-1657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Block | A |
| Legal Lot Number | 12 |
| Jurisdiction | CHARLTON MA |
| Township / Civil Division | CHARLTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 756102 |
Source: Worcester County and Charlton Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 SMITH RD, CHARLTON, MA 01507-1657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2014 · Amount on Record |
| Deed Sale | Jan 17, 2014 · Amount on Record |
| Prior Sale | Oct 27, 2006 · Amount on Record |
| Deed Book / Page | 51955 / 207 |
| Transfer Doc | 051955-207 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLTON MA |
| Property Address | 103 SMITH RD, CHARLTON, MA 01507-1657 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 064316-193 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 64316/193 |
| Instrument | 11612 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Charlton Town |
| Unified School District | Dudley-Charlton Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,451.00 (-2.35%) | $498,300 (-0.64%) Land $107,500 Building $390,800 | $558,629 (+10.53%) |
| 2025 | $5,582.00 (+3.37%) | $501,500 (+5.31%) Land $102,000 Building $399,500 | $505,400 (+3.93%) |
| 2024 | $5,400.00 (+2.02%) | $476,200 (+9.5%) Land $96,500 Building $379,700 | $486,305 |
| 2023 | $5,293.00 | $434,900 Land $96,500 Building $338,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jun 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures