109 Sky Loch Dr E, Dunedin, FL 34698 Property Records

Pinellas County property record for 109 Sky Loch Dr E, Dunedin, FL 34698

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2 ba · 1,175 sqft · built 1973
Lot Size	0.078 acres (3,376 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,900 (Jun 2023)
Tax Bill	$3,063 (2025)
Deeds & Mortgages	Jun 2023 Sale Dec 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-743-5690-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-743-5690-8`
Alternative APNs	`35-28-15-82683-005-0760` `281535826830050760` `152835826830050760` `R385344`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,175 sqft Living Area
1st Floor Area	1,175 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	3,376 sqft (0.078 acres)
Lot Dimensions	65 ft deep x 52 ft wide
View / Lot	Corner
Garage Type	Carport
Carport	Carport
Porch	Slab
Deck Area	528 sqft
Patio Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R385344
Street Address	109 SKY LOCH DR E
City	DUNEDIN
State	FL
Zip	34698-8137
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	SKYE LOCH VILLAS (UNRECORDED) UNIT 5, LOT 76 & N 25FT OF LOT 75
Legal Range	15E
Legal Township	28S
Legal Section	35
Legal Subdivision	SKYE LOCH VILLAS
Legal Tract	82683
Legal Lot Number	76,75
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2004
Census Tract	27000

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 SKY LOCH DR E, DUNEDIN, FL 34698-8137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Warranty Deed, Transfer PLATINUM NATIONAL TITLE LLC
Dec 29, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Sep 27, 2021	Quit Claim Deed, Transfer ACCOMMODATION
Feb 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2023 · Amount on Record
Deed Sale	Jun 23, 2023 · Amount on Record
Prior Sale	Sep 27, 2021 · Amount on Record
Deed Document Number	2023164153
Deed Book / Page	22483 / 661
Prior Transfer Date	Aug 20, 2021
Prior Transfer Doc	0217340700
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 23, 2023
Property Address	109 SKY LOCH DR E, DUNEDIN, FL 34698-8137
Document Number	0224830661
Book / Page	22483 / 661
Map Reference	MB 9 19
Instrument Date	Jun 20, 2023
Instrument	2023164153
Transaction Type	Transfer
Record Updated	Jul 6, 2023
Title Company	PLATINUM NATIONAL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,959.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2517, DUNEDIN, FL 34697-2517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SKY LOCH DR E, DUNEDIN, FL 34698-8137

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	109 SKY LOCH DR E, DUNEDIN, FL 34698-8137
Transaction Type	Mortgage
Record Updated	Jun 1, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SKY LOCH DR E, DUNEDIN, FL 34698-8137

Mortgage

Document Number	0218682603
Date	Dec 29, 2021
Book Page	21868/2603
Instrument	2021419498

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 27, 2021
Property Address	109 SKY LOCH DR E, DUNEDIN, FL 34698-8137
Document Number	0217340700
Book / Page	21734 / 700
Map Reference	MB 9 PG 19
Instrument Date	Aug 20, 2021
Instrument	2021316014
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$339.50
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 ORCHID LN, POINCIANA, FL 34759-5614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SKY LOCH DR E, DUNEDIN, FL 34698-8137

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 22, 2019
Property Address	109 SKY LOCH DR E, DUNEDIN, FL 34698-8137
Document Number	0204401085
Book / Page	020440 / 001085
Instrument Date	Feb 18, 2019
Instrument	59868
Transaction Type	Transfer
Record Updated	Mar 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	109 SKYLOCH DR E DUNEDIN FL 346988137, DUNEDIN, FL 34698-8137

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,063.00 (-6.62%) Homeowner's exemption	$215,565 (+93.58%) Building $215,565	$215,565 (+27.03%) Building $215,565
2024	$3,280.00 (+188.73%)
2023	$1,136.00 (-2.49%) Homeowner's exemption Widower's exemption	$111,356 (+3%)	$169,695 (+7.12%) Building $169,695
2022	$1,165.00 Homeowner's exemption Widower's exemption	$108,113	$158,409 Building $158,409

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	25 (1978–2024)
Claims Outside the SFHA	9 of 25
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 8 claims Hurricane Helene, Sep 2024 · 3 claims Hurricane Elena, Aug 1985 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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