140 Sky Loch Dr E, Dunedin, FL 34698 Property Records

Pinellas County property record for 140 Sky Loch Dr E, Dunedin, FL 34698

Property Summary

Property Type	Planned Unit Development
Details	2 ba · 983 sqft · built 1971
Lot Size	0.046 acres (2,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,000 (Feb 2021)
Tax Bill	$2,007 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-743-5703-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-743-5703-9`
Alternative APNs	`35-28-15-82683-005-0910` `281535826830050910` `152835826830050910` `R385357`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	983 sqft Living Area
1st Floor Area	983 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	2,000 sqft (0.046 acres)
Lot Dimensions	80 ft deep x 25 ft wide
View / Lot	Interior
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R385357
Street Address	140 SKY LOCH DR E
City	DUNEDIN
State	FL
Zip	34698-8136
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	SKYE LOCH VILLAS (UNRECORDED) UNIT 5, LOT 91
Legal Range	15E
Legal Township	28S
Legal Section	35
Legal Subdivision	SKYE LOCH VILLAS
Legal Tract	82683
Legal Lot Number	91
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2003
Census Tract	27000

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	140 SKY LOCH DR E, DUNEDIN, FL 34698-8136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Line of Credit THERESA RUSSELL
Feb 23, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 2, 2017	Warranty Deed, Transfer TEXAS TITLE SOLUTIONS, TOTAL TITLE SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2021 · Amount on Record
Deed Sale	Feb 23, 2021 · Amount on Record
Prior Sale	Mar 2, 2017 · Amount on Record
Deed Document Number	202158956
Deed Book / Page	21402 / 1229
Prior Transfer Date	May 27, 2011
Prior Transfer Doc	0172621918
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	140 SKY LOCH DR E, DUNEDIN, FL 34698-8136
Transaction Type	Mortgage
Record Updated	Apr 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0227480803
Date	Mar 28, 2024
Book Page	22748/803
Instrument	2024078156

Lender

Name	THERESA RUSSELL
Type	Private Party
Address	PO BOX 1500, DUNEDIN, FL 34697

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 27, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 23, 2021
Property Address	140 SKY LOCH DR E, DUNEDIN, FL 34698-8136
Document Number	0214021229
Book / Page	21402 / 1229
Map Reference	MB 9 PG 19
Instrument Date	Feb 18, 2021
Instrument	2021058956
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$973.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	522 W MIDDLE ST, GETTYSBURG, PA 17325-2417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 SKYLOCH DR E, DUNEDIN, FL 34698-8136
Investor	Possibly a Property Investor

Mortgage

Document Number	0214021231
Date	Feb 23, 2021
Instrument	21402/1231

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 2, 2017
Property Address	140 SKY LOCH DR E, DUNEDIN, FL 34698-8136
Document Number	0195381420
Book / Page	019538 / 001420
Instrument Date	Feb 16, 2017
Instrument	66610
Transaction Type	Transfer
Record Updated	May 26, 2017
Title Company	TEXAS TITLE SOLUTIONS, TOTAL TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Tax	$560.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 PORTREE DR DUNEDIN FL 346988128, DUNEDIN, FL 34698-8128

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,007.00 (+8.84%) Homeowner's exemption	$155,570 (+5.99%)	$192,046 (+26.68%) Building $192,046
2023	$1,844.00 (+3.54%) Homeowner's exemption	$146,783 (+3%)	$151,600 (+6.38%) Building $151,600
2022	$1,781.00 Homeowner's exemption	$142,508	$142,508 Building $142,508

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	25 (1978–2024)
Claims Outside the SFHA	9 of 25
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 8 claims Hurricane Helene, Sep 2024 · 3 claims Hurricane Elena, Aug 1985 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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