109 Sima Dr, Laredo, TX 78045 Property Records

Webb County property record for 109 Sima Dr, Laredo, TX 78045 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	2,197 sqft · built 2017
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on File
Tax Bill	$2,431 (2024)
Deeds & Mortgages	Apr 2018 Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`989-81002-100`

Property Details

APN / Parcel Number

Primary APN	`989-81002-100`
Alternative APN	`579661`

Interior

Stories	1 Story
Building Area	2,197 sqft Living Area

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Area	312 sqft
Porch	Open Porch
Porch Area	353 sqft

Location & Zoning

Account Number	579661
Street Address	109 SIMA DR
City	LAREDO
State	TX
Zip	78045-9068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST LA CUESTA, BLOCK 2, LOT 10, PHASE 3
Legal Subdivision	SAN ISIDRO NORTHEAST LA CUESTA
Legal Phase	3
Legal Block	2
Legal Lot Number	10
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2017
Census Tract	1727

Owner

Source: Webb County records · APN 989-81002-100

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	109 SIMA DR, LAREDO, TX 78045-9068
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2018	Deed of Trust, Mortgage · Line of Credit FALCON INTERNATIONAL BANK
Sep 12, 2019	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 20, 2018	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2018
Deed Sale	Nov 20, 2018
Deed Document Number	1345288
Deed Book / Page	4509 / 665
Record Updated	Jun 08, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	109 SIMA DR, LAREDO, TX 78045-9068
Transaction Type	Mortgage
Record Updated	Mar 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004405/034
Date	Apr 20, 2018
Book Page	4405/034
Instrument	1326802

Lender

Name	FALCON INTERNATIONAL BANK
Type	Bank
Address	LAREDO, TX 78041

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	109 SIMA DR, LAREDO, TX 78045-9068
Transaction Type	Mortgage
Record Updated	Mar 01, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004662/760
Date	Sep 12, 2019
Book Page	4662/760
Instrument	1371694

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

November 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Nov 20, 2018
Property Address	109 SIMA DR, LAREDO, TX 78045-9068
Document Number	004509/665
Book / Page	4509 / 665
Map Reference	VOL 34 PG 24&25
Instrument Date	Nov 16, 2018
Instrument	1345288
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 01, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SIMA DR, LAREDO, TX 78045-9068

Mortgage

Document Number	0001345289
Date	Nov 20, 2018
Instrument	1345289

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$409,631 (+14.09%) Land $119,028 Building $290,603	$409,631 (+14.09%) Land $119,028 Building $290,603
2024	$2,431.00 (+12.03%)
2023		$359,033 Land $103,116 Building $255,917	$359,033 Land $103,116 Building $255,917
2022	$2,170.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790017272, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Texas
Wildfire Likelihood	About 1 in 4,762 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 300 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T, Spectrum, Smartcom Telephone. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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