105 Sima Dr, Laredo, TX 78045 Property Records

Webb County property record for 105 Sima Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,168 sqft · built 2018
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$492,765 (Nov 2024)
Tax Bill	$1,953 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`989-81002-120`

Property Details

APN / Parcel Number

Primary APN	`989-81002-120`
Alternative APN	`579663`

Interior

Stories	1 Story
Building Area	2,168 sqft Living Area
Gross Area	2,636 sqft
1st Floor Area	2,168 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	259 sqft

Location & Zoning

Street Address	105 SIMA DR
City	LAREDO
State	TX
Zip	78045-9068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST LA CUESTA, BLOCK 2, LOT 12, PHASE 3
Legal Subdivision	SAN ISIDRO NORTHEAST LA CUESTA
Legal Phase	3
Legal Block	2
Legal Lot Number	12
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2017
Census Tract	1727

Owner

Source: Webb County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 SIMA DR, LAREDO, TX 78045-9068
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2024	Vendor's Lien, Transfer · Conventional Mortgage MBA MORTGAGE SOLUTIONS LLC
Oct 20, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 12, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Apr 3, 2019	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage BANK OF ENGLAND
Mar 26, 2018	Vendor's Lien, Transfer · Stand-Alone First Mortgage INTER NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2024 · Amount on Record
Deed Sale	Nov 25, 2024 · Amount on Record
Prior Sale	Apr 3, 2019 · Amount on Record
Deed Document Number	20241544469
Deed Book / Page	5749 / 100
Record Updated	Sep 20, 2026

November 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Nov 25, 2024
Property Address	105 SIMA DR, LAREDO, TX 78045-9068
Document Number	005749/100
Book / Page	5749 / 100
Map Reference	VOL 35 PG 24
Instrument Date	Nov 22, 2024
Instrument	1544469
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SIMA DR, LAREDO, TX 78045-9068

Mortgage

Document Number	0001544470
Date	Nov 25, 2024
Instrument	1544470

Lender

Name	MBA MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	105 SIMA DR, LAREDO, TX 78045-9068
Transaction Type	Mortgage
Record Updated	Nov 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SIMA DR, LAREDO, TX 78045-9068

Mortgage

Document Number	005549/644
Date	Oct 20, 2023
Book Page	5549/644
Instrument	1513420

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Jan 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	105 SIMA DR, LAREDO, TX 78045-9068
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SIMA DR, LAREDO, TX 78045-9068

Mortgage

Document Number	005191/226
Date	Jan 12, 2022
Book Page	5191/226
Instrument	1454627

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

April 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 3, 2019
Property Address	105 SIMA DR, LAREDO, TX 78045-9068
Document Number	004575/219
Book / Page	4575 / 219
Map Reference	VOL 35 PG 24&25
Instrument Date	Mar 29, 2019
Instrument	1356651
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT, LAREDO TITLE & ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SIMA DR, LAREDO, TX 78045-9068

Mortgage

Document Number	0001356652
Date	Apr 3, 2019
Instrument	1356652

Lender

Name	BANK OF ENGLAND
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

March 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 26, 2018
Property Address	105 SIMA DR, LAREDO, TX 78045-9068
Document Number	004390/358
Book / Page	4390 / 358
Map Reference	VOL 35 PG 24&25
Instrument Date	Mar 12, 2018
Instrument	1324386
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	NOT AVAILABLE, LAREDO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9901 MCPHERSON RD STE 201, 9901, LAREDO, TX 78045-6399

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 GRAND CENTRAL BLVD, LAREDO, TX 78045-9457
Investor	Possibly a Property Investor

Mortgage

Date	Mar 26, 2018

Lender

Name	INTER NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Webb County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,953.00 (-15.82%)	$386,013 (+14.06%) Land $119,028 Building $266,985	$386,013 (+14.06%) Land $119,028 Building $266,985
2024	$2,320.00 (+12.9%)
2023		$338,437 Land $103,116 Building $235,321	$338,437 Land $103,116 Building $235,321
2022	$2,055.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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