Berkeley County property record for 109 Shipwright St, Daniel Island, SC 29492
| Property Type | Single Family Home |
|---|---|
| Details | 2,184 sqft · built 2011 |
| Lot Size | 0.11 acres (4,805 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,795 (2025) |
| Deeds & Mortgages | Aug 2019 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 275-07-01-070 |
| Primary APN | 275-07-01-070 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,184 sqft Finished Area |
| Gross Area | 2,904 sqft |
| 1st Floor Area | 1,092 sqft |
| 2nd Floor Area | 1,092 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Lot Area | 4,805 sqft (0.11 acres) |
| Garage Area | 440 sqft |
| Porch | Slab |
| Porch Area | 280 sqft |
| Street Address | 109 SHIPWRIGHT ST |
|---|---|
| City | DANIEL ISLAND |
| State | SC |
| Zip | 29492-7526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CHARLESTON |
| Legal Description | ASSESSMENT DISTRICT: 770DANIEL ISLAND SUBDIVISIONPARCEL O |
| Legal Subdivision | DANIEL ISLAND-CODNERS FERRY PARK |
| Legal Block | D |
| Legal Lot Number | 19 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | WANDO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20407 |
109 Shipwright St is owned and occupied by an individual who acquired it in November 2013.
Source: Berkeley County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 SHIPWRIGHT ST, DANIEL ISLAND, SC 29492-7526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 20, 2013 |
| Transfer Doc | 10523/0001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 109 SHIPWRIGHT ST, DANIEL ISLAND, SC 29492-7526 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3106/0293 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | 3106/0293 |
| Instrument | 2019029092 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 7, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 109 Shipwright St was $2,795 with a homeowner's exemption, down 2.5% from the year before.
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Municipality | Charleston City |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $484,829 (+2,400.02%) Land $129,123 Building $355,706 | $938,700 (-) Land $250,000 Building $688,700 | |
| 2025 | $2,795.00 (-2.48%) Homeowner's exemption | $19,393 (-) Land $5,165 Building $14,228 | $938,700 (-) Land $250,000 Building $688,700 |
| 2024 | $2,866.00 Homeowner's exemption | $19,393 Land $5,165 Building $14,228 | $938,700 Land $250,000 Building $688,700 |
| 2022 | $2,585.00 Homeowner's exemption | $16,864 Land $4,406 Building $12,458 | $535,900 Land $140,000 Building $395,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Shipwright St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 178 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 183 units insured incl. 5 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Shipwright St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Fiber | 5,000 / 5,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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