107 Shipwright St, Daniel Island (Charleston), SC 29492 Property Records

Berkeley County property record for 107 Shipwright St, Daniel Island, SC 29492

Property Summary

Property Type	Single Family Home
Details	2,132 sqft · built 1998
Lot Size	0.123 acres (5,363 sqft)
Owner	Individual Name on Record
Last Sale	$799,500 (Sep 2019)
Tax Bill	$5,925 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2018 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`275-07-01-071`

Property Details

APN / Parcel Number

Primary APN	`275-07-01-071`
Alternative APN	`275-00-00-065`

Interior

Stories	1 Story
Building Area	2,132 sqft Finished Area
Gross Area	2,836 sqft
1st Floor Area	1,072 sqft
2nd Floor Area	1,060 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	5,363 sqft (0.123 acres)
Garage Area	462 sqft

Exterior Amenities

Porch	Slab
Porch Area	680 sqft
Patio Area	18 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	107 SHIPWRIGHT ST
City	DANIEL ISLAND
State	SC
Zip	29492-7526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CHARLESTON
Legal Description	ASSESSMENT DISTRICT: 770DANIEL ISLAND SUBDIVISIONPARCEL O
Legal Subdivision	DANIEL ISLAND-CODNERS FERRY PARK
Legal Block	D
Legal Lot Number	18
Jurisdiction	BERKELEY SC
Township / Civil Division	WANDO
Census Block Group	1
Census Block	1004
Census Tract	20407

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	107 SHIPWRIGHT ST, DANIEL ISLAND, SC 29492-7526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Mar 14, 2018	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Sep 9, 2019	Deed, Transfer · ARM CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2019 · Amount on Record
Deed Sale	Sep 9, 2019 · Amount on Record
Deed Document Number	201932146
Deed Book / Page	3127 / 164
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	107 SHIPWRIGHT ST, DANIEL ISLAND, SC 29492-7526
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3613/0008
Date	Dec 11, 2020
Book Page	3613/8
Instrument	2020049671

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	107 SHIPWRIGHT ST, DANIEL ISLAND, SC 29492-7526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2695/0602
Date	Mar 14, 2018
Book Page	2695/0602
Instrument	2018008205

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Sep 9, 2019
Property Address	107 SHIPWRIGHT ST, DANIEL ISLAND, SC 29492-7526
Document Number	03127/0164
Book / Page	3127 / 0164
Map Reference	CAB M PG 296
Instrument Date	Aug 30, 2019
Instrument	2019032146
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,958.15
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 SHIPWRIGHT ST, DANIEL ISLAND, SC 29492-7526

Mortgage

Document Number	2019032148
Date	Sep 9, 2019
Instrument	2019032148

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	2.5%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Municipality	Charleston City
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$917,930 (+2,400.01%) Land $222,755 Building $695,175	$1,030,200 (-) Land $250,000 Building $780,200
2025	$5,925.00 (-0.72%)	$36,717 (-) Land $8,910 Building $27,807	$1,030,200 (-) Land $250,000 Building $780,200
2024	$5,968.00 (+9.1%) Homeowner's exemption	$36,717 (+15%) Land $8,910 Building $27,807	$1,030,200 (+29.07%) Land $250,000 Building $780,200
2022	$5,470.00 Homeowner's exemption	$31,928 Land $6,000 Building $25,928	$798,200 Land $150,000 Building $648,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 178 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	183 units insured incl. 5 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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