109 Schooner Cv, Hercules, CA 94547 Property Records

Contra Costa County property record for 109 Schooner Cv, Hercules, CA 94547

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,274 sqft · built 2004
Lot Size	0.113 acres (4,927 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,202,000 (Dec 2021)
Tax Bill	$15,890 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`404-610-025-3`

Property Details

APN / Parcel Number

Primary APN	`404-610-025-3`
Alternative APN	`404-610-025`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,274 sqft Living Area
1st Floor Area	1,198 sqft
2nd Floor Area	1,076 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cluster
Lot Area	4,927 sqft (0.113 acres)
Garage Type	Attached
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	109 SCHOONER CV
City	HERCULES
State	CA
Zip	94547-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8597 L52
Legal Subdivision	SUBDIVISION 8597
Legal Tract	8597
Legal Lot Number	52
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1002
Census Tract	392300

Owner

Source: Contra Costa County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 SCHOONER CV, HERCULES, CA 94547-2616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU
Oct 10, 2018	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Oct 10, 2018	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2021 · Amount on Record
Deed Sale	Dec 28, 2021 · Amount on Record
Prior Sale	Oct 10, 2018 · Amount on Record
Deed Document Number	2021347139
Prior Transfer Date	Oct 8, 2018
Prior Transfer Doc	0000160939
Record Updated	Sep 20, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 28, 2021
Property Address	109 SCHOONER CV, HERCULES, CA 94547-2616
Document Number	0000347139
Map Reference	MB 445 PG 49
Instrument Date	Dec 17, 2021
Instrument	2021-347139
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	109 SCHOONER CV, HERCULES, CA 94547-2616

Mortgage

Document Number	0000347140
Date	Dec 28, 2021
Instrument	2021-347140

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Mortgage

Document Number	0000347141
Date	Dec 28, 2021
Instrument	2021-347141

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 10, 2018
Property Address	109 SCHOONER CV, HERCULES, CA 94547-2616
Document Number	0000160939
Instrument Date	Oct 8, 2018
Instrument	160939
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	109 SCHOONER CV HERCULES CA 945472616, HERCULES, CA 94547-2616

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 10, 2018
Property Address	109 SCHOONER CV, HERCULES, CA 94547-2616
Document Number	0000160940
Instrument Date	Oct 4, 2018
Instrument	160940
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$874.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	109 SCHOONER CV HERCULES CA 945472616, HERCULES, CA 94547-2616

Mortgage

Document Number	160941
Date	Oct 10, 2018
Instrument	160941

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,044,000 (-1.6%) Land $564,559 Building $479,441
2025	$15,890.00 (-10.13%) Homeowner's exemption	$1,061,000 (-13.46%) Land $573,753 Building $487,247
2023	$17,681.00 (+0.74%) Homeowner's exemption	$1,226,040 Land $663,000 Building $563,040
2022	$17,551.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired, Verizon.

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