103 Schooner Cv, Hercules, CA 94547 Property Records

Contra Costa County property record for 103 Schooner Cv, Hercules, CA 94547

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,459 sqft · built 2004
Lot Size	0.111 acres (4,829 sqft)
Owner	Company Name on Record
Last Sale	$726,500 (Aug 2004)
Tax Bill	$15,363 (2025)
Deeds & Mortgages	May 2020 Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`404-610-026-1`

Property Details

APN / Parcel Number

Primary APN	`404-610-026-1`
Alternative APN	`404-610-026`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,459 sqft Living Area
1st Floor Area	1,136 sqft
2nd Floor Area	1,323 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cluster
Lot Area	4,829 sqft (0.111 acres)
Garage Type	Attached
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	103 SCHOONER CV
City	HERCULES
State	CA
Zip	94547-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8597 L53
Legal Subdivision	SUBDIVISION 8597
Legal Tract	8597
Legal Lot Number	53
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1002
Census Tract	392300

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5001 CALIFORNIA AVE SW, SEATTLE, WA 98136-1290
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Nov 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 21, 2018	Quit Claim Deed, Transfer TITLE SOURCES INC
Mar 20, 2018	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2004 · Amount on Record
Deed Sale	Aug 27, 2004 · Amount on Record
Deed Document Number	2004333014
Last Transfer Date	Mar 13, 2018
Transfer Doc	0000043449
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	103 SCHOONER CV, HERCULES, CA 94547-2616
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085358
Date	May 6, 2020
Instrument	2020-085358

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	103 SCHOONER CV, HERCULES, CA 94547-2616
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 CALIFORNIA AVE SW 302, 302, SEATTLE, WA 98136-1291

Mortgage

Document Number	0000281511
Date	Oct 13, 2021
Instrument	2021-281511

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	103 SCHOONER CV, HERCULES, CA 94547-2616
Document Number	0000220798
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 23, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	103 SCHOONER CV HERCULES CA 945472616, HERCULES, CA 94547-2616
Investor	Possibly a Property Investor

Mortgage

Document Number	0000220798
Date	Dec 10, 2019
Instrument	220798

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 9, 2034

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 21, 2018
Property Address	103 SCHOONER CV, HERCULES, CA 94547-2616
Document Number	0000043449
Instrument Date	Mar 13, 2018
Instrument	43449
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	TITLE SOURCES INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	103 SCHOONER CV HERCULES CA 945472616, HERCULES, CA 94547-2616

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 20, 2018
Property Address	103 SCHOONER CV, HERCULES, CA 94547-2616
Document Number	0000042583
Instrument Date	Mar 13, 2018
Instrument	42583
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	TITLE SOURCES INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 SCHOONER CV HERCULES CA 945472616, HERCULES, CA 94547-2616

Mortgage

Document Number	42584
Date	Mar 20, 2018
Instrument	42584

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 19, 2033

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,032,203 (+2%) Land $568,707 Building $463,496
2025	$15,363.00 (+5.65%)	$1,011,964 (+4.04%) Land $557,556 Building $454,408
2023	$14,541.00 (+1.3%)	$972,670 Land $535,906 Building $436,764
2022	$14,354.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired, Verizon.

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