Lowndes County property record for 109 Sand Rd, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,223 sqft · built 1960 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $591 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 55W150006800 |
| Primary APN | 55W150006800 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,223 sqft Adjusted Area |
| 1st Floor Area | 1,090 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 109 SAND RD |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39702-2913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW4 NE4 109 SAND ROAD 8A |
| Legal Range | 18W |
| Legal Township | 18S |
| Legal Section | 11 |
| Legal Subdivision | RIVERDALE SUBDIVISION |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 405 |
Source: Lowndes County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 SAND RD, COLUMBUS, MS 39702-2913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 109 SAND RD, COLUMBUS, MS 39702-2913 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00202528015 |
|---|---|
| Date | Dec 3, 2025 |
| Book Page | 2025/28015 |
| Name | LEADERONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Columbus City |
| Unified School District | Columbus Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $591.00 (+0.51%) Homeowner's exemption | $4,135 (+17.67%) | $41,350 (+17.67%) Land $5,300 Building $36,050 |
| 2024 | $588.00 (+17.13%) | ||
| 2023 | $502.00 Homeowner's exemption | $3,514 | $35,140 Land $5,300 Building $29,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 4 (2009–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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