Lowndes County property record for 118 Sand Rd, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,397 sqft · built 1975 |
| Lot Size | 0.413 acres (18,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $70,000 (Nov 2016) |
| Tax Bill | $1,027 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Dec 2017 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 55W150004500 |
| Primary APN | 55W150004500 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,397 sqft Adjusted Area |
| 1st Floor Area | 1,280 sqft |
| Interior Walls | Plywood |
| Year Built | Built 1975 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,000 sqft (0.413 acres) |
| Lot Dimensions | 200 ft deep x 90 ft wide |
| Utility Building | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 010116 |
|---|---|
| Street Address | 118 SAND RD |
| City | COLUMBUS |
| State | MS |
| Zip | 39702-2914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE4 NE4 118 SAND ROAD 11A |
| Legal Range | 18W |
| Legal Township | 18S |
| Legal Section | 11 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 405 |
118 Sand Rd is owned by a company that bought it in November 2016.
Source: Lowndes County records, as of December 15, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 503 6TH ST S, COLUMBUS, MS 39701-6737 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF COMMERCE |
| Dec 8, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2016 · Amount on File |
| Deed Sale | Nov 30, 2016 · Amount on File |
| Prior Sale | Jun 1, 2010 |
| Deed Document Number | 0020168396 |
| Deed Book / Page | 2016 / 8396 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 118 SAND RD, COLUMBUS, MS 39702-2914 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00202320088 |
|---|---|
| Date | Sep 25, 2023 |
| Book Page | 2023/20088 |
| Name | BANK OF COMMERCE |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 21, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 118 SAND RD, COLUMBUS, MS 39702-2914 |
| Document Number | 0020177562 |
| Book / Page | 002017 / 027562 |
| Instrument Date | Dec 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 503 6TH ST S COLUMBUS MS 397016737, COLUMBUS, MS 39701-6737 |
| Document Number | 0020177562 |
|---|---|
| Date | Dec 14, 2017 |
| Book Page | 002017/027562 |
| Name | BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | COLUMBUS, MS 39701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Dec 13, 2022 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 118 Sand Rd was $1,027, up 1.2% from the year before.
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Columbus City |
| Unified School District | Columbus Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,027.00 (+1.18%) | $6,293 | $41,950 Land $4,770 Building $37,180 |
| 2024 | $1,015.00 (-5.58%) | ||
| 2023 | $1,075.00 | $6,575 | $43,830 Land $4,770 Building $39,060 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 118 Sand Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 4 (2009–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Sand Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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