109 S State St, Niles, MI 49120 Property Records

Berrien County property record for 109 S State St, Niles, MI 49120 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1910
Square Footage	825 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$29,000 (1992)
Tax Bill	$942.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`74-0990-0058-00-1`
Alternative APN	`11-74-0990-0058-00-1`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	825 sqft Living Area
1st Floor	660 sqft 1st Floor
Basement Area	660 sqft Basement
Unfinished Basement	660 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	132 ft x 66 ft Depth x Width

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	109 S STATE ST
City	NILES
State	MI
Zip	49120-2860
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK 10 J BROOKFIELD ADD CITY OF NILES
Legal Subdivision	J BROOKFIELD ADD
Legal Block	10
Legal Lot Number	7
Legal Unit	7
Jurisdiction	BERRIEN MI
Minor Civil Division	NILES
Census Blockgroup	3
Census Block	3022
Census Tract	20600

Owner

Source: Berrien County records · APN 74-0990-0058-00-1

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	109 S STATE ST, NILES, MI 49120-2860
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 27, 1992 · Amount on Record
Deed Sale	Feb 27, 1992 · Amount on Record
Prior Sale	Mar 13, 1991
Deed Book / Page	1500 / 1131
Record Refreshed	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	109 S STATE ST, NILES, MI 49120-2860
Transaction Type	Mortgage
Record Updated	Nov 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 S STATE ST, NILES, MI 49120-2860

Mortgage

Document Number	03374/1004
Date	May 16, 2022
Book Page	3374/1004
Instrument	2022353052

Lender

Name	CIRCLE FCU
Type	Credit Union
Address	NILES, MI 49120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jun 27, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,500 (+20.35%)	$97,000 (+20.35%)
2025	$942.00 (+12.41%)
2023		$40,300	$80,600
2022	$838.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.