Gaston County property record for 109 S Pine St, Lowell, NC 28098 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,001 sqft · built 1948 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $63,000 (Sep 2005) |
| Tax Bill | $1,960 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Sep 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05003 06400 |
| Primary APN | 05003 06400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,001 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Bungalow |
| Exterior Material | Concrete Block |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 84 sqft |
| Heating Fuel | Gas |
|---|
| Street Address | 109 S PINE ST |
|---|---|
| City | LOWELL |
| State | NC |
| Zip | 28098-1263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEAU NAT HEIGHTS BLK C L 5 05 003 064 00 000 |
| Legal Subdivision | BEAU NAT HEIGHTS |
| Legal Block | C |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 31304 |
Source: Gaston County records · APN 05003 06400
Assessment roll updated August 19, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 S PINE ST, LOWELL, NC 28098-1263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2023 | Deed of Trust, Mortgage · Commercial Mortgage TRULIANT FCU |
| Sep 22, 2022 | Deed of Trust, Mortgage · Line of Credit TRULIANT FCU |
| Jun 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TRULIANT FCU |
| Mar 11, 2021 | Deed of Trust, Mortgage TRULIANT FCU |
| Feb 01, 2017 | Deed of Trust, Mortgage TRULIANT FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 22, 2005 · Amount on Record |
| Deed Sale | Sep 22, 2005 · Amount on Record |
| Deed Book / Page | 4161 / 1936 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 109 S PINE ST, LOWELL, NC 28098-1263 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0054191260 |
|---|---|
| Date | Jun 29, 2023 |
| Book Page | 5419/1260 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 109 S PINE ST, LOWELL, NC 28098-1263 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0053661675 |
|---|---|
| Date | Sep 22, 2022 |
| Book Page | 5366/1675 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | Sep 30, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 109 S PINE ST, LOWELL, NC 28098-1263 |
| Transaction Type | Mortgage |
| Record Updated | Sep 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0053431561 |
|---|---|
| Date | Jun 13, 2022 |
| Book Page | 5343/1561 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 109 S PINE ST, LOWELL, NC 28098-1263 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0052070615 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 5207/615 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Amount | Amount Recorded |
|---|---|
| Term | 144 Months |
| Due | Mar 24, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 109 S PINE ST, LOWELL, NC 28098-1263 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 0048930907 |
|---|---|
| Date | Feb 01, 2017 |
| Book Page | 4893/0907 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Feb 06, 2032 |
Source: Gaston County records · Assessment roll updated August 19, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Lowell City |
| Unified School District | Gaston County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,960.00 (-9.8%) | $183,380 (-) Land $25,000 Building $158,380 | |
| 2023 | $2,173.00 | $183,380 Land $25,000 Building $158,380 | |
| 2021 | $74,560 Land $17,000 Building $57,560 |
Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 71 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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