Gaston County property record for 120 S Pine St, Lowell, NC 28098
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 830 sqft · built 1948 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,262 (2026) |
| Deeds & Mortgages | Jan 2026 Transfer Apr 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05003 04700 |
| Primary APN | 05003 04700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 830 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Porch | Porch |
| Porch Area | 212 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 120 S PINE ST |
|---|---|
| City | LOWELL |
| State | NC |
| Zip | 28098-1224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BEAU NAT HEIGHTS BLK A L 13 05 003 047 00 000 |
| Legal Subdivision | BEAU NAT HEIGHTS |
| Legal Block | A |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 31304 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 31, LOWELL, NC 28098-0031 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 9, 2026 | Intrafamily Transfer, Transfer |
| Apr 9, 2024 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Jul 28, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 1994 |
| Deed Sale | Sep 23, 1994 |
| Deed Book / Page | 2404 / 28 |
| Last Transfer Date | Jan 8, 2026 |
| Transfer Doc | 0056120040 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jan 9, 2026 |
| Property Address | 120 S PINE ST, LOWELL, NC 28098-1224 |
| Document Number | 0056120040 |
| Book / Page | 5612 / 40 |
| Map Reference | MB 8 PG 101 |
| Instrument Date | Jan 8, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 31, LOWELL, NC 28098-0031 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 31, LOWELL, NC 28098-0031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 120 S PINE ST, LOWELL, NC 28098-1224 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Name | Verified Name |
|---|---|
| Address | 120 S PINE ST, LOWELL, NC 28098-1224 |
| Document Number | 0054710921 |
|---|---|
| Date | Apr 9, 2024 |
| Book Page | 5471/921 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | 1001 SEMMES AVE, RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 120 S PINE ST, LOWELL, NC 28098-1224 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 120 S PINE ST, LOWELL, NC 28098-1224 |
| Document Number | 0052501066 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 5250/1066 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Lowell City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,262.00 | $211,630 (-) Land $25,000 Building $186,630 | |
| 2025 | $2,262.00 (-9.77%) | $211,630 (-) Land $25,000 Building $186,630 | |
| 2023 | $2,507.00 | $211,630 Land $25,000 Building $186,630 | |
| 2021 | $91,770 Land $17,000 Building $74,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOWELL serves 3,837 people · EPA ID NC0136060 |
|---|---|
| Water Source | Purchased surface water from TWO RIVERS UTILITIES |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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