109 S Phoenix Ave, Morganton, NC 28655 Property Records

Burke County property record for 109 S Phoenix Ave, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,169 sqft · built 1971
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (Jun 2018)
Tax Bill	$1,175 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1792727173`

Property Details

APN / Parcel Number

Primary APN	`1792727173`
Alternative APN	`8760`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,169 sqft Living Area
1st Floor Area	1,169 sqft
Utility Room	Utility Room
Flooring	Ceramic Tile

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Patio Area	85 sqft
Shed	1 Shed
Shed Area	100 sqft
Gazebo	100 sqft
Lean-To	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	109 S PHOENIX AVE
City	MORGANTON
State	NC
Zip	28655-4825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	109 S PHOENIX AVE MORGANTON, NC 28655
Legal Subdivision	MOUNTAIN VIEW SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2012
Census Tract	21301

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 S PHOENIX AVE, MORGANTON, NC 28655-4825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jun 14, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2018 · Amount on Record
Deed Sale	Jun 14, 2018 · Amount on Record
Prior Sale	Apr 2, 2014 · Amount on Record
Deed Document Number	20182017016965
Deed Book / Page	2352 / 184
Prior Transfer Date	Mar 28, 2014
Prior Transfer Doc	0021310440
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	109 S PHOENIX AVE, MORGANTON, NC 28655-4825
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025880666
Date	Dec 3, 2021
Book Page	2588/666
Instrument	2021014471

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jun 14, 2018
Property Address	109 S PHOENIX AVE, MORGANTON, NC 28655-4825
Document Number	0023520184
Book / Page	2352 / 0184
Map Reference	MB4 PG26
Instrument Date	Jun 14, 2018
Instrument	2017016965
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$276.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 BURKEMONT AVE, 500, MORGANTON, NC 28655-4410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 S PHOENIX AVE, MORGANTON, NC 28655-4825

Mortgage

Document Number	2017016966
Date	Jun 14, 2018
Instrument	2017016966

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	6%
Margin	2
Max Rate	10.2%

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,175.00 (+0.43%)	$164,668 (-) Land $10,660 Building $154,008	$164,668 (-) Land $10,660 Building $154,008
2025	$1,170.00 (+3.72%)	$164,668 (-) Land $10,660 Building $154,008	$164,668 (-) Land $10,660 Building $154,008
2023	$1,128.00	$164,668 Land $10,660 Building $154,008	$164,668 Land $10,660 Building $154,008

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Compas X-Stream.

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