104 S Phoenix Ave, Morganton, NC 28655 Property Records

Burke County property record for 104 S Phoenix Ave, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 952 sqft · built 1978
Lot Size	0.89 acres (38,768 sqft)
Owner	Individual Name on File
Last Sale	$64,000 (Feb 2017)
Tax Bill	$849 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1792724051`

Property Details

APN / Parcel Number

Primary APN	`1792724051`
Alternative APN	`43656`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft
Flooring	Tile

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1980
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	38,768 sqft (0.89 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Shed	1 Shed
Shed Area	230 sqft
Lean-To	115 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	104 S PHOENIX AVE
City	MORGANTON
State	NC
Zip	28655-4826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	LO41-47
Legal Subdivision	MOUNTAIN VIEW SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2012
Census Tract	21301

Owner

104 S Phoenix Ave is owned and occupied by an individual who bought it in February 2017.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	104 S PHOENIX AVE, MORGANTON, NC 28655-4826
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Mar 25, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 9, 2017	Intrafamily Transfer, Transfer · ARM STATE EMPLOYEES CU
Feb 9, 2017	Intrafamily Transfer, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2017 · Amount on File
Deed Sale	Feb 9, 2017 · Amount on File
Deed Document Number	20171222
Deed Book / Page	2278 / 325
Prior Transfer Date	Jan 27, 2017
Prior Transfer Doc	0022780329
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	104 S PHOENIX AVE, MORGANTON, NC 28655-4826
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026640252
Date	Jan 9, 2023
Book Page	2664/252
Instrument	2023000144

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 25, 2022
Property Address	104 S PHOENIX AVE, MORGANTON, NC 28655-4826
Document Number	0026120113
Book / Page	2612 / 113
Instrument Date	Mar 25, 2022
Instrument	2021019065
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2475 LAIL RD, MORGANTON, NC 28655-6209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 S PHOENIX AVE, MORGANTON, NC 28655-4826

Mortgage

Document Number	2021019066
Date	Mar 25, 2022
Instrument	2021019066

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BURKE NC
Recording Date	Feb 9, 2017
Property Address	104 S PHOENIX AVE, MORGANTON, NC 28655-4826
Document Number	0022780325
Book / Page	2278 / 0325
Map Reference	MB4 PG26
Instrument Date	Jan 27, 2017
Instrument	2017001222
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 S PHOENIX AVE, 104, MORGANTON, NC 28655-4826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2475 LAIL RD, MORGANTON, NC 28655-6209

Mortgage

Document Number	2017001224
Date	Feb 9, 2017
Instrument	2017001224

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	5 Years
Index	1-Year CMT
Margin	2
Max Rate	9.25%

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BURKE NC
Recording Date	Feb 9, 2017
Property Address	104 S PHOENIX AVE, MORGANTON, NC 28655-4826
Document Number	0022780329
Book / Page	2278 / 0329
Map Reference	MB4 PG26
Instrument Date	Jan 27, 2017
Instrument	2017001223
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2261 BURRIS RD, 2261, CONOVER, NC 28613-9099

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2475 LAIL RD, MORGANTON, NC 28655-6209

Tax Assessment & Valuation

The 2026 property tax bill for 104 S Phoenix Ave was $849, up 0.6% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$849.00 (+0.59%)	$114,953 (-) Land $16,676 Building $98,277	$114,953 (-) Land $16,676 Building $98,277
2025	$844.00	$114,953 Land $16,676 Building $98,277	$114,953 Land $16,676 Building $98,277
2023	$814.00	$114,953 Land $16,676 Building $98,277	$114,953 Land $16,676 Building $98,277

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 S Phoenix Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 S Phoenix Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Compas X-Stream.

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