Saginaw County property record for 109 S Andre St, Saginaw, MI 48602
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,405 sqft · built 1924 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Company Name on File |
| Last Sale | $35,000 (Jan 2020) |
| Tax Bill | $1,377 (2025) |
| Deeds & Mortgages | Jan 2022 Transfer Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 92-00-0-13-8000-000 |
| Primary APN | 92-00-0-13-8000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,405 sqft Living Area |
| 1st Floor Area | 793 sqft |
| Basement Area | 793 sqft |
| Unfinished Basement | 630 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 70 ft deep x 51 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 109 S ANDRE ST |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48602-2517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RO-1 |
| Legal Description | LOT 1 & THE S.ELY.1/2 OF LOT 2, BLK.296,P.C.ANDRES SECOND ADDITION EXC.THAT PART DESCRIBED AS FOLLOWS.BEG.AT THE N.ELY. CORNER OF LOT 1,& RUNG.THENCE N.WLY.ALONG THE N.ELY.LINE OF LOTS 1 & 2,70.07 FT.TO THEN. WLY.LINE OF THE S.ELY.1/2 OF LOT 2,THENCE |
| Legal Subdivision | SECOND ADD |
| Legal Block | 296 |
| Legal Lot Number | 1,1-2 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SAGINAW |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 1600 |
Source: Saginaw County records · APN 92-00-0-13-8000-000
Assessment roll updated September 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 440 SOMERSET RD, SAGINAW, MI 48638-6218 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 03, 2022 | Intrafamily Transfer, Transfer |
| Jan 27, 2020 | Warranty Deed, Transfer · Conventional with PMI LAKE MI CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 27, 2020 · Amount on Record |
| Deed Sale | Jan 27, 2020 · Amount on Record |
| Deed Document Number | 20201933 |
| Last Transfer Date | May 26, 2021 |
| Transfer Doc | 0000000190 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jan 03, 2022 |
| Property Address | 109 S ANDRE ST, SAGINAW, MI 48602-2517 |
| Document Number | 0000000190 |
| Map Reference | LB 38 PG 217 |
| Instrument Date | May 26, 2021 |
| Instrument | 2022000190 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 440 SOMERSET RD, SAGINAW, MI 48638-6218 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jan 27, 2020 |
| Property Address | 109 S ANDRE ST, SAGINAW, MI 48602-2517 |
| Document Number | 0000001933 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 1933 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2020 |
| Title Company | CROSSROADS TITLE AGENCY, CROSSROADS TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $35.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 440 SOMERSET RD SAGINAW MI 486386218, SAGINAW, MI 48638-6218 |
| Document Number | 1934 |
|---|---|
| Date | Jan 27, 2020 |
| Instrument | 1934 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 26, 2050 |
Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| Municipality | Saginaw City |
| Unified School District | Saginaw City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,800 (+35.94%) | $69,600 (+35.94%) | |
| 2025 | $1,377.00 (-8.69%) | ||
| 2023 | $25,600 | $51,200 | |
| 2022 | $1,508.00 |
Source: FEMA National Flood Hazard Layer as of March 29, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 723 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAGINAW CHARTER TOWNSHIP serves 40,840 people |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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