136 S Andre St, Saginaw, MI 48602 Property Records

Saginaw County property record for 136 S Andre St, Saginaw, MI 48602

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,621 sqft · built 1894
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Feb 2023)
Tax Bill	$2,707 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`92-00-0-22-0000-000`

Property Details

APN / Parcel Number

Primary APN	`92-00-0-22-0000-000`
Alternative APN	`20 0220 00000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,621 sqft Living Area
1st Floor Area	873 sqft
Basement Area	873 sqft
Unfinished Basement	904 sqft

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	109 ft deep x 200 ft wide
Garage Area	1,024 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	136 S ANDRE ST
City	SAGINAW
State	MI
Zip	48602-2516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 3, SW'LY 5 FT OF LOT 4, NW'LY 50FT OF LOTS 10,11, 12 & 13, BLK 293, GANSCHOW'S SUBDIVISION OF BLKS 1 & 2, FRED GANSCHOW'S
Legal Subdivision	SUBDIVISION
Legal Block	293
Legal Lot Number	3-4
Legal Unit	3-4
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	3
Census Block	3013
Census Tract	1600

Owner

136 S Andre St is owned and occupied by two individuals who bought it in February 2023.

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	136 S ANDRE ST, SAGINAW, MI 48602-2516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2023 · Amount on File
Deed Sale	Feb 15, 2023 · Amount on File
Prior Sale	May 15, 2002 · Amount on File
Deed Document Number	20232882
Prior Transfer Date	Oct 8, 2009
Prior Transfer Doc	0000029329
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 15, 2023
Property Address	136 S ANDRE ST, SAGINAW, MI 48602-2516
Document Number	0000002882
Instrument Date	Feb 10, 2023
Instrument	2023002882
Transaction Type	Transfer
Record Updated	Feb 28, 2023
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$487.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4365 KIRKWOOD DR, SAGINAW, MI 48638-5834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23207 LAUREN AVE, WARREN, MI 48089-4463

Mortgage

Document Number	0000002821
Date	Feb 14, 2023
Instrument	2023002821

Lender

Name	NEW ENGLAND FCU
Type	Credit Union
Address	WILLISTON, VT 05495

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Mar 1, 2030
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year T-Bill
Max Rate	12%

Tax Assessment & Valuation

The 2025 property tax bill for 136 S Andre St was $2,707 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
Municipality	Saginaw City
Unified School District	Saginaw City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,800	$105,600
2025	$2,707.00 Homeowner's exemption
2023		$39,900	$79,800
2022	$2,293.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 136 S Andre St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 136 S Andre St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAGINAW CHARTER TOWNSHIP serves 40,840 people · EPA ID MI0005860
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Oct 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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