109 Rustic Highlands, Hurricane, WV 25526 Property Records

Putnam County property record for 109 Rustic Highlands, Hurricane, WV 25526

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,903 sqft · built 1990
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Tax Bill	$1,306 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-212C-0035.0000`

Property Details

APN / Parcel Number

Primary APN	`10-212C-0035.0000`
Alternative APNs	`40-10-212C-0035.0000` `00026800`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,903 sqft Living Area
1st Floor Area	1,448 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Construction Type	Frame
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	103 ft deep x 224 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00026800
Street Address	109 RUSTIC HIGHLANDS
City	HURRICANE
State	WV
Zip	25526-9263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 SEC II RUSTIC HIGHLAND
Legal Lot Number	9
Jurisdiction	PUTNAM WV
Township / Civil Division	2
Census Block Group	3
Census Block	3112
Census Tract	20300

Owner

Source: Putnam County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 RUSTIC HIGHLANDS, HURRICANE, WV 25526-9263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC
Jul 28, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 21, 2021
Transfer Doc	000599/835
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	109 RUSTIC HIGHLANDS, HURRICANE, WV 25526-9263
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001295/56
Date	Jul 28, 2021
Book Page	1295/56
Instrument	005091090020

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM WV
Recording Date	Jul 28, 2021
Property Address	109 RUSTIC HIGHLANDS, HURRICANE, WV 25526-9263
Document Number	599/835
Book / Page	599 / 835
Map Reference	BK 431 PG 060
Instrument Date	Jun 21, 2021
Instrument	005091080004
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 RUSTIC HIGHLANDS, HURRICANE, WV 25526-9263

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,306.00 (-3.69%)	$124,440 (-2.26%) Land $28,500 Building $95,940	$207,400 (-2.26%) Land $47,500 Building $159,900
2025	$1,356.00 (+11.06%) Homeowner's exemption	$127,320 (+26.69%) Land $26,760 Building $100,560	$212,200 (+26.69%) Land $44,600 Building $167,600
2023	$1,221.00 (+3.47%)	$100,500 (+2.63%) Land $19,680 Building $80,820	$167,500 (+2.63%) Land $32,800 Building $134,700
2022	$1,180.00	$97,920 Land $19,560 Building $78,360	$163,200 Land $32,600 Building $130,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	8 (1996–2018)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 2018 · river or lake flooding
Claims by Event	Heavy & Wind Driven Rain, High Winds,flooding,slides, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of West Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUTNAM P S D serves 26,410 people · EPA ID WV3304011
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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