103 Rustic Highlands, Hurricane, WV 25526 Property Records

Putnam County property record for 103 Rustic Highlands, Hurricane, WV 25526

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1997
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Oct 2005)
Tax Bill	$1,199 (2026)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-212C-0047.0000`

Property Details

APN / Parcel Number

Primary APN	`10-212C-0047.0000`
Alternative APNs	`40-10-212C-0047.0000` `00032635`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	2,232 sqft
Basement Area	504 sqft
Finished Basement	504 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	204 ft deep x 155 ft wide
Terrain	Rolling
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00032635
Street Address	103 RUSTIC HIGHLANDS
City	HURRICANE
State	WV
Zip	25526-9263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 SEC II RUSTIC HIGHLANDS
Legal Subdivision	RUSTIC HIGHLANDS
Legal Lot Number	3
Jurisdiction	PUTNAM WV
Township / Civil Division	2
Census Block Group	3
Census Block	3111
Census Tract	20300

Owner

103 Rustic Highlands is owned and occupied by an individual who bought it in October 2005.

Source: Putnam County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	103 RUSTIC HIGHLANDS, HURRICANE, WV 25526-9263
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2005 · Amount on File
Deed Sale	Oct 18, 2005 · Amount on File
Deed Book / Page	460 / 382
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	103 RUSTIC HIGHLANDS, HURRICANE, WV 25526-9263
Transaction Type	Mortgage
Record Updated	Nov 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0001169291
Date	Sep 7, 2017
Book Page	1169/291

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 103 Rustic Highlands was $1,199 with a homeowner's exemption, down 4% from the year before.

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,199.00 (-4%)	$115,920 (-2.47%) Land $30,660 Building $85,260	$193,200 (-2.47%) Land $51,100 Building $142,100
2025	$1,249.00 Homeowner's exemption	$118,860 Land $28,800 Building $90,060	$198,100 Land $48,000 Building $150,100
2023	$872.00 (+2.47%) Homeowner's exemption	$91,800 (+1.32%) Land $21,180 Building $70,620	$153,000 (+1.32%) Land $35,300 Building $117,700
2022	$851.00 Homeowner's exemption	$90,600 Land $21,060 Building $69,540	$151,000 Land $35,100 Building $115,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Rustic Highlands in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	8 (1996–2018)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 2018 · river or lake flooding
Claims by Event	Heavy & Wind Driven Rain, High Winds,flooding,slides, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Rustic Highlands is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of West Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUTNAM P S D serves 26,410 people · EPA ID WV3304011
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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