109 Rosedowne Dr, Madison, MS 39110 Property Records

Madison County property record for 109 Rosedowne Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	7,512 sqft · built 2014
Owner	Individual Name on Record
Tax Bill	$18,509 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`081G-26-001/26`

Property Details

APN / Parcel Number

Primary APN	`081G-26-001/26`
Alternative APNs	`081G-26-001/26.00` `48033`

Interior

Stories	1 Story
Building Area	7,512 sqft Adjusted Area
1st Floor Area	4,627 sqft
2nd Floor Area	1,388 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Patio Area	675 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	48033
Old Parcel Number	081G-26 -001/26.00
Street Address	109 ROSEDOWNE DR
City	MADISON
State	MS
Zip	39110-4757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 ROSEDOWNE- BLK R @ REUNION
Legal Range	01E
Legal Township	08N
Legal Section	26
Legal Subdivision	ROSEDOWNE BLOCK R REUNION
Legal Block	R
Legal Lot Number	20
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	3
Census Block	3004
Census Tract	30301

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	109 ROSEDOWNE DR, MADISON, MS 39110-4757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Mar 28, 2022	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Jun 9, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2021
Deed Sale	Jun 9, 2021
Prior Sale	Sep 9, 2013
Deed Document Number	0004051181
Deed Book / Page	4051 / 181
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	109 ROSEDOWNE DR, MADISON, MS 39110-4757
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 ROSEDOWNE DR, MADISON, MS 39110-4757

Mortgage

Document Number	004243/287
Date	Aug 3, 2022
Book Page	4243/287
Instrument	962876

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	MADISON, MS 39110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 26, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	109 ROSEDOWNE DR, MADISON, MS 39110-4757
Transaction Type	Mortgage
Record Updated	Apr 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 ROSEDOWNE DR, MADISON, MS 39110-4757

Mortgage

Document Number	004188/627
Date	Mar 28, 2022
Book Page	4188/627
Instrument	953616

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	MADISON, MS 39110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 26, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jun 9, 2021
Property Address	109 ROSEDOWNE DR, MADISON, MS 39110-4757
Document Number	004051/181
Book / Page	4051 / 181
Map Reference	CAB E SL 50B&51A
Instrument Date	Jun 3, 2021
Instrument	928279
Transaction Type	Transfer
Record Updated	Dec 9, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1076 INDUSTRIAL DR, 1076, OSAGE BEACH, MO 65065-3004

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 ROSEDOWNE DR, MADISON, MS 39110-4757

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,509.00	$158,840 (-)	$1,058,930 (-) Land $200,000 Building $858,930
2024	$18,509.00 (-9.34%)
2023	$20,415.00	$158,840	$1,058,930 Land $200,000 Building $858,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	335 / 192
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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