103 Rosedowne Dr, Madison, MS 39110 Property Records

Madison County property record for 103 Rosedowne Dr, Madison, MS 39110

Property Summary

Property Type	Other Improved
Details	6,863 sqft
Owner	2 Individual Names on Record
Tax Bill	$11,572 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`081G-26-001/29`

Property Details

APN / Parcel Number

Primary APN	`081G-26-001/29`
Alternative APNs	`081G-26-001/29.00` `48036`

Interior

Building Area	6,863 sqft Adjusted Area

Location & Zoning

Account Number	48036
Old Parcel Number	081G-26 -001/29.00
Street Address	103 ROSEDOWNE DR
City	MADISON
State	MS
Zip	39110-4757
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT 23 ROSEDOWNE-BLK R @ REUNION
Legal Range	01E
Legal Township	08N
Legal Section	26
Legal Subdivision	ROSEDOWNE BLOCK R REUNION
Legal Block	R
Legal Lot Number	23
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	3
Census Block	3004
Census Tract	30301

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 ROSEDOWNE DR, MADISON, MS 39110-4757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Line of Credit BANKPLUS
Oct 16, 2020	Deed of Trust, Mortgage BANKPLUS
Oct 16, 2020	Deed of Trust, Mortgage BANKPLUS
Oct 2, 2019	Trustee's Deed, Construction Loan · Construction Mortgage STATE BK&TR
Apr 21, 2017	Deed of Trust, Mortgage STATE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2015
Deed Sale	Sep 25, 2015
Deed Document Number	0003258490
Deed Book / Page	3258 / 490
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	103 ROSEDOWNE DR, MADISON, MS 39110-4757
Transaction Type	Mortgage
Record Updated	Jan 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ROSEDOWNE DR, MADISON, MS 39110-4757

Mortgage

Document Number	0003996/44
Date	Mar 1, 2021
Book Page	3996/44
Instrument	919219

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Mar 25, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	103 ROSEDOWNE DR, MADISON, MS 39110-4757
Document Number	0000909121
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 ROSEDOWNE DR MADISON MS 39110, MADISON, MS 39110

Mortgage

Document Number	0000909121
Date	Oct 28, 2020
Book Page	003936/000547
Instrument	909121

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	103 ROSEDOWNE DR, MADISON, MS 39110-4757
Document Number	0000909122
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 LAKE VILLAGE DR MADISON MS 391106520, MADISON, MS 39110-6520

Mortgage

Document Number	0000909122
Date	Oct 28, 2020
Book Page	003936/000561
Instrument	909122

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Oct 27, 2027

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MADISON MS
Recording Date	Oct 2, 2019
Property Address	103 ROSEDOWNE DR, MADISON, MS 39110-4757
Book / Page	003772 / 000098
Instrument Date	Sep 13, 2019
Instrument	877015
Transaction Type	Construction Loan
Record Updated	Oct 15, 2019
Title Company	FIRST GUARANTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 LAKE VILLAGE DR MADISON MS 391106520, MADISON, MS 39110-6520

Mortgage

Document Number	0000877015
Date	Oct 2, 2019
Book Page	003772/000098
Instrument	877015

Lender

Name	STATE BK&TR
Type	Bank
Address	JACKSON, MS 39211

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 1, 2020

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	103 ROSEDOWNE DR, MADISON, MS 39110-4757
Document Number	0000837353
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 LAKE VILLAGE DR MADISON MS 391106520, MADISON, MS 39110-6520

Mortgage

Document Number	0000837353
Date	Apr 20, 2018
Book Page	003591/000824
Instrument	837353

Lender

Name	STATE BK&TR
Type	Bank
Address	JACKSON, MS 39211

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 19, 2023

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,572.00 Homeowner's exemption	$101,881 (-)	$1,018,810 (-) Land $160,000 Building $858,810
2024	$11,572.00 (-12.59%)
2023	$13,239.00 Homeowner's exemption	$101,881	$1,018,810 Land $160,000 Building $858,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
NETSPEEDMS Fixed Wireless	335 / 192
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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