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109 Riverhaven Bluff Dr, Saint Clair, MO 63077 Property Records

Franklin County property record for 109 Riverhaven Bluff Dr, Saint Clair, MO 63077 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 898 sqft · built 1920
Lot Size1.6 acres (69,696 sqft)
OwnerCompany Name on File
Last Sale$101,300 (Mar 2019)
Tax Bill$827 (2025)
Deeds & MortgagesNov 2022 Sale
Mar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN30-2-04.0-3-000-061.000

Property Details

APN / Parcel Number

Primary APN30-2-04.0-3-000-061.000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area898 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Construction TypeFrame
Lot Area69,696 sqft (1.6 acres)
Patio Area140 sqft
Shed1 Shed

Location & Zoning

Street Address109 RIVERHAVEN BLUFF DR
CitySAINT CLAIR
StateMO
Zip63077-3473
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NW SW
Legal Range1E
Legal Township41N
Legal Section04
JurisdictionFRANKLIN MO
Township / Civil DivisionCENTRAL
Census Block Group1
Census Block1001
Census Tract800901

Owner

Source: Franklin County records · APN 30-2-04.0-3-000-061.000

Assessment roll updated November 11, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address7426 WILLIAMS AVE, SAINT LOUIS, MO 63117-2458
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 01, 2022Special Warranty Deed, Transfer
Mar 26, 2019Warranty Deed, Transfer
FORTUNE BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 26, 2019 · Amount on Record
Deed SaleMar 26, 2019 · Amount on Record
Prior SaleJan 13, 2014 · Amount on Record
Deed Document Number20193500
Last Transfer DateOct 28, 2022
Transfer Doc0000016674
Record UpdatedSep 20, 2026

November 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFRANKLIN MO
Recording DateNov 01, 2022
Property Address109 RIVERHAVEN BLUFF DR, SAINT CLAIR, MO 63077-3473
Document Number0002216674
Map ReferenceBK 1283 PG 121
Instrument DateOct 28, 2022
Instrument2216674
Transaction TypeTransfer
Record UpdatedNov 23, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7426 WILLIAMS AVE, 7426, SAINT LOUIS, MO 63117-2458

Transferred To (Grantee/Buyer)

NameVerified Name
Address7426 WILLIAMS AVE, SAINT LOUIS, MO 63117-2458

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateMar 26, 2019
Property Address109 RIVERHAVEN BLUFF DR, SAINT CLAIR, MO 63077-3473
Document Number0000003500
Instrument DateMar 22, 2019
Instrument3500
Transaction TypeTransfer
Record UpdatedApr 18, 2019
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address109 RIVERHAVEN BLUFF DR ST CLAIR MO 630773473, ST CLAIR, MO 63077-3473

Mortgage

Document Number3501
DateMar 26, 2019
Instrument3501
Lender
NameFORTUNE BK
TypeBank
AddressARNOLD, MO 63010
Agreement
AmountAmount Recorded
Term360 Months
DueMar 25, 2049

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 11, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
Unified School DistrictSt. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$827.00 (+30.44%)$13,669 (+19.48%)$71,940 (+19.48%) Land $14,850 Building $57,090
2023$634.00 (+8.01%)$11,440$60,210 Land $13,280 Building $46,930
2022$587.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290718009011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Nearby Flood Policies12 in force
7 of 12 on primary residences
Nearby Flood Claims78 (1979–2024)
Claims Outside the SFHA7 of 78
Most Recent ClaimNov 2024, rainfall accumulation
Flood Events
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding (May 2017), 14 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding (Dec 2015), 11 claims
  • Severe Storms And Flooding (Mar 2008), 12 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 15% of Missouri
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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