109 Richland St, Clover, SC 29710 Property Records

York County property record for 109 Richland St, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,368 sqft · built 1955
Lot Size	0.276 acres (12,043 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Jun 2021)
Tax Bill	$1,554 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Feb 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-02-10-002`

Property Details

APN / Parcel Number

Primary APN	`010-02-10-002`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,368 sqft Living Area
Gross Area	1,608 sqft
1st Floor Area	1,368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Lot Area	12,043 sqft (0.276 acres)
Porch	Slab
Porch Area	240 sqft

Location & Zoning

Street Address	109 RICHLAND ST
City	CLOVER
State	SC
Zip	29710-1050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 (109 RICHLAND ST)
Legal Subdivision	THE LANDING
Legal Lot Number	20
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	1
Census Block	1044
Census Tract	61801

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 RICHLAND ST, CLOVER, SC 29710-1050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed, Transfer · USDA Mortgage BANK OF ENGLAND
Feb 23, 2021	Deed, Transfer
Oct 11, 2019	Deed, Transfer · Conventional Mortgage GUARDIAN FIDELITY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2021 · Amount on Record
Deed Sale	Jun 1, 2021 · Amount on Record
Prior Sale	Feb 23, 2021 · Amount on Record
Deed Document Number	202131334
Deed Book / Page	19305 / 110
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Jun 1, 2021
Property Address	109 RICHLAND ST, CLOVER, SC 29710-1050
Document Number	1930500110
Book / Page	19305 / 110
Map Reference	MB 12 PG 190
Instrument Date	May 28, 2021
Instrument	2021031334
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$536.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 RICHLAND ST, CLOVER, SC 29710-1050

Mortgage

Document Number	2021031335
Date	Jun 1, 2021
Instrument	2021031335

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Feb 23, 2021
Property Address	109 RICHLAND ST, CLOVER, SC 29710-1050
Document Number	1902200372
Book / Page	19022 / 372
Map Reference	MB 12 PG 190
Instrument Date	Feb 15, 2021
Instrument	2021010385
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Tax	$370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 GREEN POND RD, CLOVER, SC 29710-7612
Investor	Possibly a Property Investor

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Oct 11, 2019
Property Address	109 RICHLAND ST, CLOVER, SC 29710-1050
Document Number	1783900126
Book / Page	17839 / 126
Map Reference	MB 12 PG 190
Instrument Date	Oct 9, 2019
Instrument	2019044435
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 BRATTON ST, CLOVER, SC 29710-1253

Mortgage

Document Number	2019044436
Date	Oct 11, 2019
Instrument	2019044436

Lender

Name	GUARDIAN FIDELITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Clover Town
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,554.00 (+11.08%)	$6,252 (+13.14%) Land $1,200 Building $5,052	$156,300 (+13.14%) Land $30,000 Building $126,300
2023	$1,399.00 (-63.2%)	$5,526 (-33.33%) Land $600 Building $4,926	$138,149 (-) Land $15,000 Building $123,149
2022	$3,802.00	$8,289 Land $900 Building $7,389	$138,149 Land $15,000 Building $123,149

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLOVER serves 8,400 people · EPA ID SC4610006
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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