106 Richland St, Clover, SC 29710 Property Records

York County property record for 106 Richland St, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,728 sqft · built 2022
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,750 (Apr 2022)
Tax Bill	$2,731 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-02-09-019`

Property Details

APN / Parcel Number

Primary APN	`010-02-09-019`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,728 sqft Living Area
Gross Area	1,813 sqft
1st Floor Area	1,728 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Lot Area	19,166 sqft (0.44 acres)
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	15 sqft

Location & Zoning

Street Address	106 RICHLAND ST
City	CLOVER
State	SC
Zip	29710-1051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR B(.44AC)RICHLAND STREET
Legal Subdivision	MH
Legal Tract	B
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	1
Census Block	1043
Census Tract	61801

Owner

Source: York County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 RICHLAND ST, CLOVER, SC 29710-1051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Commercial Mortgage GROUNDFLOOR REAL ESTATE1 LLC
Aug 10, 2021	Deed of Trust, Mortgage JAY HAWKINS IV
Apr 4, 2022	Deed, Transfer · Conventional Mortgage UNITED HOME LOAN SERVICES INC
Aug 1, 2018	Grant Deed, Transfer ATTORNEY ONLY
Sep 5, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2022 · Amount on Record
Deed Sale	Apr 4, 2022 · Amount on Record
Prior Sale	Aug 1, 2018 · Amount on Record
Deed Document Number	202215866
Deed Book / Page	20094 / 307
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	106 RICHLAND ST, CLOVER, SC 29710-1051
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 MERWICK CIR, CHARLOTTE, NC 28211-2319

Mortgage

Document Number	1941400389
Date	Jul 8, 2021
Book Page	19414/389
Instrument	2021039142

Lender

Name	GROUNDFLOOR REAL ESTATE1 LLC
Type	Non-Lending Institution
Address	ATLANTA, GA 30306

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 7, 2022

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	106 RICHLAND ST, CLOVER, SC 29710-1051
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	1950100163
Date	Aug 10, 2021
Book Page	19501/163
Instrument	2021045850

Lender

Name	JAY HAWKINS IV
Type	Private Party
Address	240 BEDFORD PARK RD, CHARLOTTESVILLE, VA 22903

Agreement

Amount	Amount Recorded

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Apr 4, 2022
Property Address	106 RICHLAND ST, CLOVER, SC 29710-1051
Document Number	2009400307
Book / Page	20094 / 307
Map Reference	MB D-115 PG 5
Instrument Date	Mar 31, 2022
Instrument	2022015866
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$665.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 RICHLAND ST, CLOVER, SC 29710-1051

Mortgage

Document Number	2022015867
Date	Apr 4, 2022
Instrument	2022015867

Lender

Name	UNITED HOME LOAN SERVICES INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Aug 1, 2018
Property Address	106 RICHLAND ST, CLOVER, SC 29710-1051
Document Number	1710700231
Book / Page	017107 / 000231
Instrument Date	Jul 31, 2018
Instrument	32517
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$25.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	338 S SHARON AMITY RD #257 CHARLOTTE NC 282112806, 257, CHARLOTTE, NC 28211-2806
Investor	Possibly a Property Investor

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Sep 5, 2017
Property Address	106 RICHLAND ST, CLOVER, SC 29710-1051
Document Number	1657200056
Book / Page	016572 / 000056
Instrument Date	Aug 31, 2017
Instrument	37971
Transaction Type	Transfer
Record Updated	Sep 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 RICHLAND ST CLOVER SC 297101051, CLOVER, SC 29710-1051

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Clover Town
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,731.00 (+6.6%)	$10,984 (+8.57%) Land $1,200 Building $9,784	$274,600 (+8.57%) Land $30,000 Building $244,600
2023	$2,562.00	$10,117 Land $600 Building $9,517	$252,919 Land $15,000 Building $237,919

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLOVER serves 8,400 people · EPA ID SC4610006
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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