Smyth County property record for 109 Rector Ave, Chilhowie, VA 24319
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,152 sqft · built 1953 |
| Lot Size | 0.39 acres (16,860 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $841 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 53D2-4-1 |
| Primary APN | 53D2-4-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 2,537 sqft |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,860 sqft (0.39 acres) |
| Deck Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1350 |
|---|---|
| Street Address | 109 RECTOR AVE |
| City | CHILHOWIE |
| State | VA |
| Zip | 24319-4612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROVE PARK ADD LOT 1 53D2 4 1 |
| Legal Subdivision | GROVE PARK ADD |
| Legal Lot Number | 1 |
| Jurisdiction | SMYTH VA |
| Township / Civil Division | CHILHOWIE |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 30701 |
Source: Smyth County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 RECTOR AVE, CHILHOWIE, VA 24319-4612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMYTH VA |
| Property Address | 109 RECTOR AVE, CHILHOWIE, VA 24319-4612 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1063/218 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 1063/218 |
| Instrument | 210000373 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2046 |
| Rate Type | Fixed Rate |
|---|
Source: Smyth County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chilhowie Town |
| County | Smyth County |
| Unified School District | Smyth County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $841.00 (+16.97%) | $122,000 (-) Land $12,000 Building $110,000 | $122,000 (-) Land $12,000 Building $110,000 |
| 2025 | $719.00 (+25.48%) | $122,000 (+57.42%) Land $12,000 Building $110,000 | $122,000 (+57.42%) Land $12,000 Building $110,000 |
| 2023 | $573.00 | $77,500 Land $10,000 Building $67,500 | $77,500 Land $10,000 Building $67,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 10 (1979–2024) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 58% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CHILHOWIE serves 4,625 people · EPA ID VA1173090 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from CHILHOWIE_WCSA REGIONAL WTP |
| Last State Inspection | Aug 2025 |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| SmythNet Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures