108 Rector Ave, Chilhowie, VA 24319 Property Records

Smyth County property record for 108 Rector Ave, Chilhowie, VA 24319

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,787 sqft · built 1948
Lot Size	0.37 acres (16,165 sqft)
Owner	2 Individual Names on Record
Last Sale	$118,500 (Jan 2022)
Tax Bill	$1,240 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53D2-4-13`

Property Details

APN / Parcel Number

Primary APN	`53D2-4-13`
Alternative APN	`153400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,787 sqft Living Area
Gross Area	3,357 sqft
1st Floor Area	1,051 sqft
Basement Area	1,051 sqft
Unfinished Basement	1,051 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Brick
Roof Type	Gable
Lot Area	16,165 sqft (0.37 acres)
Porch	Porch
Porch Area	136 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	153400
Street Address	108 RECTOR AVE
City	CHILHOWIE
State	VA
Zip	24319-4677
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GROVE PK ADD PARSONAGE 53D2 4 13
Legal Subdivision	GROVE PK ADD
Jurisdiction	SMYTH VA
Township / Civil Division	CHILHOWIE
Census Block Group	4
Census Block	4021
Census Tract	30701

Owner

Source: Smyth County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 RECTOR AVE, CHILHOWIE, VA 24319-4677
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2022 · Amount on Record
Deed Sale	Jan 14, 2022 · Amount on Record
Deed Document Number	202297
Deed Book / Page	1079 / 526
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMYTH VA
Recording Date	Jan 14, 2022
Property Address	108 RECTOR AVE, CHILHOWIE, VA 24319-4677
Document Number	001079/526
Book / Page	1079 / 526
Instrument Date	Jan 14, 2022
Instrument	220000097
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 RECTOR AVE, CHILHOWIE, VA 24319-4677

Mortgage

Document Number	0220000098
Date	Jan 14, 2022
Instrument	220000098

Lender

Name	THE FIRST BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Dec 15, 2061

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Smyth County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chilhowie Town
County	Smyth County
Unified School District	Smyth County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,240.00 (+16.98%)	$179,800 (-) Land $12,000 Building $167,800	$179,800 (-) Land $12,000 Building $167,800
2025	$1,060.00 (+29.11%)	$179,800 (+61.98%) Land $12,000 Building $167,800	$179,800 (+61.98%) Land $12,000 Building $167,800
2023	$821.00	$111,000 Land $10,000 Building $101,000	$111,000 Land $10,000 Building $101,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (1979–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Severe Storms And Flooding, Nov 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHILHOWIE serves 4,625 people · EPA ID VA1173090
Water Source	Purchased groundwater influenced by surface water from CHILHOWIE_WCSA REGIONAL WTP
Last State Inspection	Aug 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
SmythNet Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20